Advice - RTA resulting in significant injury
- Thread starter dhd.evans
- Start date
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mjr
Comfy armchair to one person & a plank to the next
- Location
- mostly Norfolk, sometimes Somerset
Whenever I look out my windscreen?
"Only a fool breaks the two second rule" is the timing phrase I use.Indeed, that's a problem, although more on dual carriageways and with traffic alongside. Around here, the following traffic often can't overtake unless it wants to become a hood ornament on a truck coming the other way.
A few more officers in unmarked traffic cars having words (ideally handing over those expensive little love letters too) with space invaders would be a very good thing.
View: https://www.youtube.com/watch?v=luCVkCOV8qQ
keithmac
Guru
I always remembered it as "Only a fool breaks the two second rule".
It will be a tit-for-tat claim, you are quite right. Honestly if i can get away without having to stump up for costs to the car i'd be happy.
In hindsight I don't think there is much I could have done to avoid this situation - the car driver misjudged my speed and accordingly i couldn't react quick enough once the car pulled out.
But i'm pursuing on a no-win no-fee basis more to right the moral wrong more than anything. The driver seized upon the fact that I was concussed and lied to the police and then, even worse, lied to me about events. My memory has come back. Further to this the driver subsequently tried to guilt me into paying out ('either your insurance or cash in hand' as it was put) by telling me the dent in the car meant that they could no longer do their job. The latter part irked me the most; at the point of the driver's claim (less than a week after the accident) I too was off work. And on high doses of pain-relief. And unable to eat solid food. In terms of who had it worse I think I may have edged the driver out on that one...
So, as an update, things are moving slowly. The dental hospital has taken on care of my decimated jawline and dentures and I will hopefully be looking at implants in the next year. My upper teeth, due to the impact, died off and will require further treatment with the possibility of a bridge/implants as well. All in all I'm getting my money's worth from the NHS over the next year or two! My primary care dental bills have skyrocketed as pain management has been an issue over the last 6 months and various root treatments/repairs/removals have had to be done on an ad hoc basis to relieve the decaying dentures from their sockets.
On the plus side, i'm back on the bike. September marked the opening of the Cycle2Work scheme with my workplace and I got myself a shiny new road bike
jefmcg
Guru
You poor sod.
Keep looking on the bright side and enjoy your new ride.
Keep looking on the bright side and enjoy your new ride.
dim
Guest
- Location
- Cambridge UK
the driver was dropping off his children, so the police should question the children as they were witnesses?
This
So the driver has attempted to persuade you to commit insurance fraud and has roped the child into being complicit in his own?
Yarp!
I don't think there's malice in it, more ignorance on the driver's part. The story fed to the child and the police was that car was parked. I can assure them (even down to the Strava data indicating my dipping of the brakes as the car pulled out) that this was not the case. My thinking is that the driver may have spotted me coming along and done a SMIDSY, and as soon as the car had pulled out the logic was 'Poof - cyclist has disapparated'. So in the driver's mind, yes, they were parked for five minutes and I simply rode directly into the rear of the vehicle without looking.
At any rate I held the driver up by repeatedly telling them I was consulting my solicitor so the driver inferred I had no insurance and then insisted we come to 'an arrangement' because they could not get on with their job. I declined to comment on both accounts and went straight to my legal representation.
spen666
Legendary Member
Where is the insurance fraud?
dim
Guest
- Location
- Cambridge UK
if you are 100% sure that the guy cut in front of you and if the guy is trying to screw you, it takes 2 to tango
***You could always ...
stick some notices at the scene of the accident on street lamp poles, bus stop etc and ask for any witnesses to contact you
then, 2 days later get your mate or your 2nd or 3rd cousin to say he saw what happened and that the car cut in front of you, and then tell the police and the guy that you have a witness
then claim all your costs plus a brand new bike
... but of course it wouldn't be legal ...***
if you are not sure what happened, take that as bad luck and seriously think about buying a front and rear video camera (they are not expensive and are worth their weight in gold in instances such as this)
***You could always ...
stick some notices at the scene of the accident on street lamp poles, bus stop etc and ask for any witnesses to contact you
then, 2 days later get your mate or your 2nd or 3rd cousin to say he saw what happened and that the car cut in front of you, and then tell the police and the guy that you have a witness
then claim all your costs plus a brand new bike
... but of course it wouldn't be legal ...***
if you are not sure what happened, take that as bad luck and seriously think about buying a front and rear video camera (they are not expensive and are worth their weight in gold in instances such as this)
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