Discussion in 'CycleChat Cafe' started by 02GF74, 14 Apr 2008.
Are there companies that will insure bikes? (can't get them insured on house insurance).
We have just insured our new bike with Cycleguard, (the rest are covered by the household insurance). No idea how good they are.
You can get them insured on your house insurance if you have marks and spencers insurance. They have single item cover up to 4 grand.
Bet their Contents insurance is dearer though, does that extra (this isn't just insurance, its M&S insurance) that you pay on your other chattels make up for the fact you can have a bike covered for upt £4,000?
contents insurance through hsbc can include cycle cover.
i take my wheels out when storing the bike and photographed all the parts separately so should 'IT' happen i can claim they are all individual items up to £1500
Hmm, interesting concept, but somehow I think that the insurance company wouldn't buy that...Would they?
Norwich Union wouldn't cover my Wilier, when the girl in the call centre asked me what the replacement value was and I told her over £2,000 she thought I was talking about a motorbike not a pedal cycle. We have max £500 on bikes, but they wont insure bikes over £1,500.
I had the same issue with Norwich Union last year. I went to M&S instead after good reports on various forums. M&S insurance is provided by....... wait for it..... yes you guessed it...... Norwich Union.
Well I never.
Their rates are competitive IIRC.
Mrs M is always in there, I'll get her to pick up a leaflet from the till area, although she is very resistive to change, perhaps if I tell her it's still the same company she might be interested. With the bike my main concern is accidental damage more than theft.
Funny old thing about insurance...with cars fully comp. or third party, fire and theft. I always wondered...exactly who would steal a car that was on fire?
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