Cycle Insurance?

[LottieFirenZo]

Any one got their bike covered?
I am currently looking for cover for my bike so I can use it to commute to university. Once at uni, my bike is stored in a locked bike area, with CCTV and then locked to a wall inside.

Just wondered if anyone has any experience and recommendations of insurers.

Thanks in advance.

 

[Matthew_T]

Dont jump to the conclusion that the cameras are working.

I would try CTC. I am not sure what they cover though.

 

[LottieFirenZo]

Dont jump to the conclusion that the cameras are working.

I would try CTC. I am not sure what they cover though.

True, although the building is only 6 months old, and I know the gents on security. Thanks for recommending CTC. I'll have a look.

 

[MissTillyFlop]

I am insured through British Cycling's insurance company. I haven't claimed, so I don't know what the service is like if you have to!

 

[fossyant]

CCTV won't help - loads go missing on our campus. Good locks and extend the home contents insurance !

 

[Gasman]

Specific bike policies may attach ridiculous conditions regarding the strength of lock and solidity of fixing point. As mentioned above, extending home contents insurance may well be the best bet.

 

[LottieFirenZo]

Okay cool. I have five solid bike locks that I am going to use.
They only worry that I have with my home insurance is that they don't allow me to get my bike from the shop of my choice. They deal with Halfords (a shop that I hate). I thought that most cycle specific insurers would be better? I'll carry on and have a look around. Thanks again for all your help.

 

[BrumJim]

Try ETA for bike and third party cover.

 

[wiggydiggy]

I have just renewed and went with E&L insurance in the end as home insurance was not competitive with the bike added on, paid upfront to save on the interest of taking credit to pay monthly. I do also have personal liability through British Cycling and my Union subs.

I used to be with Ensleigh as a combined bike/contents policy but they weren't the best deal this year for the first time in 5/6 years.

Hope that helps

 

[Scilly Suffolk]

I would try CTC. I am not sure what they cover though.

I am insured through British Cycling's insurance company. I haven't claimed, so I don't know what the service is like if you have to!

The insurance offered by both of these organisations is, if their websites are accurate, for Third party liability only and not theft cover for your bike.

 

[MissTillyFlop]

The insurance offered by both of these organisations is, if their websites are accurate, for Third party liability only and not theft cover for your bike.

No, I paid an additional £89 a year to have the bike insured too.

 

[Scilly Suffolk]

No, I paid an additional £89 a year to have the bike insured too.

I stand corrected and apologise.

Seems quite expensive though.

 

[MissTillyFlop]

I stand corrected and apologise.

Seems quite expensive though.

I live in London, I pay the price

 

[LottieFirenZo]

I live in London, I pay the price

I escaped living in London in October last year. All my insurance policies have gone down so much since!

 

[BenM]

as home insurance was not competitive with the bike added on,

not my experience... extending home contents costs me £8.63 or something a year, covers bike(s) of up to £2000 value covered at home or anywhere else as long as it is locked outside home. That's on house contents insurance. One of the main reasons for staying with the current insurer is because getting separate insurance for the Orca would cost something in the region of the saving I might make by changing