Indeed, it is as difficult to tell someone online what camera to choose as it is what frame to buy. For instance, I loved the Panasonic FZ38, the reviews were excellent, the specs seemed to be just what I wanted, I went to the shop to buy it and it was just too small to be comfortable in my hands. Get down to your LCS and try some, especially if they have a selection of second hand stuff. You'll get more, and better, advice for your specific needs than you will
based on what you have posted here.
The advice about lenses is also good, as a decent prime at around 50mm, which used to be "standard" on nearly all cameras sold, has been superseded by the ubiquitous short zoom. The quality of a zoom at that price will not match the quality of a prime lens at half the price and it is largely the optics rather than the camera which determine the quality of the image.
However, and this comes back to my earlier point about
based on what you have posted here, you have given no clues about what sort of photography are you considering? Landscapes, close-ups, people, sports, night time & parties or day time and evocative shots of misty, frosty hills & fells? Each will place different requirements on what suits you best. Remember, especially, that the "best camera in the world" is no use if you don't take it with you. I've got about half a dozen SLR's, twice that number of lenses, studio lights, backgrounds, hand-held meters and all sorts of other stuff but my favourite camera is a Nikon S8000 which fits under my saddle when I'm riding.