Stevevw down but not out

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classic33

Leg End Member
This. This in spadefuls. Physios know tricks that trainers don't. They have the required specialist knowledge on how to help the healing process. Go. And do the exercises! It will help, you'll be surprised just how much.
I was actually told to join a gym and try cycling on a static bike. Enquired about actually cycling and they seemed surprised. But I'd followed their(medical) suggestion when they said go for it.
I'd the left ankle damaged from impact & being trapped between bike and car when t-boned.
 
OP
OP
stevevw

stevevw

Guru
Location
Herts
Yes I have every intention of going to physio and following their advice and doing all the exercises they prescribe. Just so happy being out on the bike even if it was only for a short time.
I can not praise the gym enough though, they did an assessment then two inductions all with different specialists to be sure I would be safe and doing the right things.
 

classic33

Leg End Member
Yes I have every intention of going to physio and following their advice and doing all the exercises they prescribe. Just so happy being out on the bike even if it was only for a short time.
I can not praise the gym enough though, they did an assessment then two inductions all with different specialists to be sure I would be safe and doing the right things.
How's the claim progressing, without going into details.
As expected, or has there been trouble along the way?
 
OP
OP
stevevw

stevevw

Guru
Location
Herts
Blimey Steve only just seen this, heal well Fella
Tony
Getting better all the time if slowly. Did another 20 mile ride yesterday a bit easier than last week but still took it out of me. I reckon that 10 weeks off has cost me about a year of training.
Not all bad as I have been planning and collecting parts for a new single speed commuter seeing as the Focus is all but dead to me.
 

Rob H

Eat, Sleep, Climb, Repeat
Keep the physioterrorist appointment. It can affect any claim made, you'll be seen as decling medical help. Possibly raising questions about the serverity of any injuries.

Classic is spot on, my wife has her own physio practice and approx 60 % of her patients are insurance. The moment you decline a session the other parties solictors will jump on it. Quite often she is asked for a signed register of attendance and even sometimes they try to get more info they should to play down injuries.

Also no matter how it 'feels' a physio will provide a service head and shoulders above a gym trainer, they have access to additional treatments such as injection therapy or accupunture as well as bespoke exercises with you injury in mind.

Good luck to you in the final stages of a determined recovery!

EDIT: also a physio is medical treatment not advice therefore you are covered on the exercises you are given..
 
OP
OP
stevevw

stevevw

Guru
Location
Herts
Classic is spot on, my wife has her own physio practice and approx 60 % of her patients are insurance. The moment you decline a session the other parties solictors will jump on it. Quite often she is asked for a signed register of attendance and even sometimes they try to get more info they should to play down injuries.

Also no matter how it 'feels' a physio will provide a service head and shoulders above a gym trainer, they have access to additional treatments such as injection therapy or accupunture as well as bespoke exercises with you injury in mind.

Good luck to you in the final stages of a determined recovery!

EDIT: also a physio is medical treatment not advice therefore you are covered on the exercises you are given..

Yes makes a lot of sense. Thanks
 
OP
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stevevw

stevevw

Guru
Location
Herts
17 months on.
Claim still on going.
Back still aches if stand or sit for too long.
Must say it does not stop me doing anything, just makes things harder or take more time.
Back on the bike commuting and club rides. but the stupid long rides are a distant memory. Which is a shame as they were my meditation times, the time to clear my head. I do have another entry for LEL 2017 but doubt I will ever regain the required fitness. Nothing to do with the accident more a time thing, wife time, children and grandchildren time thing.
The focus has gone, fed up with seeing it. I did ride it once more home from work where it had been living, very nice it was too.
Tattered clothing and helmet relocated to the loft.
 

fossyant

Ride It Like You Stole It!
Location
South Manchester
I'm a year behind you. Just got back to work but my back is limiting me too. I'm riding but only in the garage or down the canal or sea front.

Chin up. These things take time to heal.
 
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classic33

Leg End Member
17 months on.
Claim still on going.
Back still aches if stand or sit for too long.
Must say it does not stop me doing anything, just makes things harder or take more time.
Back on the bike commuting and club rides. but the stupid long rides are a distant memory. Which is a shame as they were my meditation times, the time to clear my head. I do have another entry for LEL 2017 but doubt I will ever regain the required fitness. Nothing to do with the accident more a time thing, wife time, children and grandchildren time thing.
The focus has gone, fed up with seeing it. I did ride it once more home from work where it had been living, very nice it was too.
Tattered clothing and helmet relocated to the loft.
Instead of viewing it as time lost, why not view it as it something to look forward to. A target to aim for.

I'd a slightly different target when hit, keeping the job. When I'd to admit defeat on that part, driving involved at the new location, I settled on just getting out on the bike more.
 
OP
OP
stevevw

stevevw

Guru
Location
Herts
Just had an offer from the insurance company after nearly 28 months.
They are offering nothing for the bike around 25% for clothing and 2 weeks of care from my wife. I have declined the offer. These people are daft, if they had paid for the bike repair and replacement clothing in full I would have accepted and it would all be over. Counter offer and no doubt a day in court to follow.
 

si_c

Guru
Location
Wirral
Just had an offer from the insurance company after nearly 28 months.
They are offering nothing for the bike around 25% for clothing and 2 weeks of care from my wife. I have declined the offer. These people are daft, if they had paid for the bike repair and replacement clothing in full I would have accepted and it would all be over. Counter offer and no doubt a day in court to follow.
I hope their scrotums are infested with gaping sores.
 

Venod

Eh up
Location
Yorkshire
Just had an offer from the insurance company after nearly 28 months.
They are offering nothing for the bike around 25% for clothing and 2 weeks of care from my wife. I have declined the offer. These people are daft, if they had paid for the bike repair and replacement clothing in full I would have accepted and it would all be over. Counter offer and no doubt a day in court to follow.

Not much of a help for you but may be for others who have an accident, after my off in December 2015 I asked Slater & Gordon (Cycling UK Legal Team) to claim for my bike and clothing separate to my medical claim, they did this and I received a sum that I was happy with. The medical claim is still ongoing.
 

ianrauk

Tattooed Beat Messiah
Location
Rides Ti2
Just had an offer from the insurance company after nearly 28 months.
They are offering nothing for the bike around 25% for clothing and 2 weeks of care from my wife. I have declined the offer. These people are daft, if they had paid for the bike repair and replacement clothing in full I would have accepted and it would all be over. Counter offer and no doubt a day in court to follow.

Stick to your guns Steve.
I had the same trouble with the Police, my fault, then they said 50/50 part 36, but stuck to our guns, threatened court action and got the full payout.
 
+1 about court. Court would cost them a solicitor for a day (they are probably using a paralegal now), a barrister, your barrister and solicitor if they lose (ditto about paralegal for you too), court costs etc etc. They will be willing to pay you a significant sum (several thousand at least) before it's worth the bother of taking it to court, especially if they believe they will lose anyway. They already have the maximum figure they will pay you before they would have to take it to court - and this will be in the several thousands at least. Now they are trying to find the minimum figure that will make you go away.

They won't tell you their maximum, your team shouldn't tell them your minimum. Negotiation is the name of the game.

Good luck, but you will get your money, it's a matter of how much and when.
 
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