Simon_m
Guru
Morning! I guess this comes up a lot and I have found a few sticky posts about it. Has anyone got good clear and first hand knowledge of taking out insurance for their bike and where they have had to claim?
I had a hit & run with a car a few months back where I had no insurance. I lost everything. The MBI is basically a fraud as the only way they would pay for the damage, (I would imagine very little ££ would actually come my way), I found the police to be similar, in that I had to pay £150 to get my accident report!!! I won't start off on a rant, but I find it disgusting!
So, if something like this happened again, I need to research if the insurance company would pay out, how much, the excess. I have a distrust of these companies as speaking to other people who have tried to claim on other items, find themselves still out of pocket due to the companies "loop holes" where they dont have to pay out for acts of God etc. They are happy to take your money, but when it comes to cash in, they use every trick not to. Ideas? thanks for your help
I had a hit & run with a car a few months back where I had no insurance. I lost everything. The MBI is basically a fraud as the only way they would pay for the damage, (I would imagine very little ££ would actually come my way), I found the police to be similar, in that I had to pay £150 to get my accident report!!! I won't start off on a rant, but I find it disgusting!
So, if something like this happened again, I need to research if the insurance company would pay out, how much, the excess. I have a distrust of these companies as speaking to other people who have tried to claim on other items, find themselves still out of pocket due to the companies "loop holes" where they dont have to pay out for acts of God etc. They are happy to take your money, but when it comes to cash in, they use every trick not to. Ideas? thanks for your help