mickle
innit
- Location
- 53.933606, -1.076131
Long story short.
We live by the bus stop. Recently a bus clipped our car which was parked in the street. Their insurance company nominated engineer came and inspected it in the street and said that it was easily repairable, that, given the age and (low) value they'd offer me £X for the damage, let me keep the car and bob's yer uncle.
When I informed my insurance company of the event they advised me that they would deal with everything, delivered a swanky hire car for the duration and whipped my car away on a transporter to be inspected.
They came back to me a few days later saying that - not just that the car is uneconomical to repair - but that it's a 'Category B' write off. The damage is a slight dent in the rear panel and a broken rear lens. A Cat B means that it can never be driven on the road again. Basically impossible to repair, scrap or breaking only.
I'm contesting the categorisation and an engineer from the company which did the inspection called me today to tell me that, yes, (informally) it's absolutely not a Cat B but that it's not within their power to undo it.
So now what? Through no fault of my own I'm left without a car, I'm not in a position to splash out on a new car right now and I have, apparently no way of changing the outcome. Next step is have a firm word with my insurance company. (I and my mum before me have been with them for nearly forty years without a single claim) and the what? The insurance Ombudsman? Unlikely to get me back on the road by Friday which is when the hire car goes back.
What a farking shambles. If I had the money I'd just go buy another shitter off my local forecourt where I got the last one.
Also the puppy needs an operation on its eyes. fark my life.
We live by the bus stop. Recently a bus clipped our car which was parked in the street. Their insurance company nominated engineer came and inspected it in the street and said that it was easily repairable, that, given the age and (low) value they'd offer me £X for the damage, let me keep the car and bob's yer uncle.
When I informed my insurance company of the event they advised me that they would deal with everything, delivered a swanky hire car for the duration and whipped my car away on a transporter to be inspected.
They came back to me a few days later saying that - not just that the car is uneconomical to repair - but that it's a 'Category B' write off. The damage is a slight dent in the rear panel and a broken rear lens. A Cat B means that it can never be driven on the road again. Basically impossible to repair, scrap or breaking only.
I'm contesting the categorisation and an engineer from the company which did the inspection called me today to tell me that, yes, (informally) it's absolutely not a Cat B but that it's not within their power to undo it.
So now what? Through no fault of my own I'm left without a car, I'm not in a position to splash out on a new car right now and I have, apparently no way of changing the outcome. Next step is have a firm word with my insurance company. (I and my mum before me have been with them for nearly forty years without a single claim) and the what? The insurance Ombudsman? Unlikely to get me back on the road by Friday which is when the hire car goes back.
What a farking shambles. If I had the money I'd just go buy another shitter off my local forecourt where I got the last one.
Also the puppy needs an operation on its eyes. fark my life.