Do the bikes have to be stored in the house Paul or would that cover in a shed?
I don't know Mo, or have forgotten as it was last July. I will be checking over the next few days. I'll let you know.
Mine are locked to a wall in a locked brick garage. The garage is about 500 yards from my house. My approach is to do the research, narrow it done to a top three and then phone to discuss one's specific needs, storage being one of those.
The trick is to look for high value, named items and not specific cycle cover.
I always chose a known brand over Mickey Mouse Inc. This usually means paying more but if the worst happens to the house the last thing I need is hassle with a cheap insurer.
I've made three big claims in my life, one contents, two travel and each time the quality insurer has paid up without a murmur.