dutchguylivingintheuk
Über Member
Recently i fell off my bike, luckily i was able to brake my fall with only a few bruises, however my phone went flying having a good cover saved most of it but my screen is cracked on the point that i need to replace it. Looking forward i looked at phone insurance that's way to expensive and i don't really need it because this is the first time i ever brake an phone, so i would asses my risk only during cycling.
So my question is really anyone has experience claiming this or knows if its covered. Read a few tos but there not really clear except for cyclegaurd. Since i don't use much other cycle gear it is important to decide on going for a accessorises premium(assuming it is covered under that) of just for liability instead. Also can anyone who is member of British cycling or Ctc clarify whether a insurance is included or just discounted when you become a member? British cycling seems to be it's own insurance broker, but the way ctc writes it implies more like you get an discount.
So my question is really anyone has experience claiming this or knows if its covered. Read a few tos but there not really clear except for cyclegaurd. Since i don't use much other cycle gear it is important to decide on going for a accessorises premium(assuming it is covered under that) of just for liability instead. Also can anyone who is member of British cycling or Ctc clarify whether a insurance is included or just discounted when you become a member? British cycling seems to be it's own insurance broker, but the way ctc writes it implies more like you get an discount.