After months of hesitating, work has finally decided not to implement Cycle to Work. 
I was all prepared to by a geared Roadrat with drops £1050, that is now a distant dream, as is any hope of buying a steel bike.
My new budget is about £450 and I want a fast commuter with guards and racks. There are no road bikes in that price range, so I have been looking at a Scott Sub 30 Classic or a Pinnacle Borealis 2.
All suggestions welcome.

I was all prepared to by a geared Roadrat with drops £1050, that is now a distant dream, as is any hope of buying a steel bike.
My new budget is about £450 and I want a fast commuter with guards and racks. There are no road bikes in that price range, so I have been looking at a Scott Sub 30 Classic or a Pinnacle Borealis 2.
All suggestions welcome.