Insurance settlement - how to spend it

Page may contain affiliate links. Please see terms for details.
I started this a few weeks back in Know How.
http://www.cyclechat.net/threads/what-do-you-think.115122/#post-2091141
My LBS recommended that as I was insured it would be safer to follow that route. Basically my insurance has settled on the bike being irreparable. Unfortunately at our last renewal the limit on bikes was reduced to £1000, about half the value of a replacement so I am left in something of a dilemma. In my last conversation with them the person I spoke to told me they were authorised to send a cheque for £1000, unfortunately I don't have a wad of money in addition to throw at a new bike. Having talked it through with various people including the LBS the consensus seems to be that given the settlement figure keeping the frame might be a solution as most of the likely damage would be through the front wheel/forks area. So what do people think of this as an idea? Also if I do go down this route I would be looking at using the settlement to replace forks/headset, wheels, seatpost, bars and stem. I would be grateful for any recommendations.
 

dellzeqq

pre-talced and mighty
Location
SW2
I think we're getting in to the season of big discounts on 2012 models and you might pick up a bargain. If your derailleurs, pedals, saddle, and brakes are still ok, you might be able to recoup some cash on e-bay or save them for a rainy day. You'll be out of pocket, but you won't be taking a chance on the (carbon fibre) frame and you'll hopefully have a bike that is all of a piece.
 
Top Bottom