Not sure of procedure after collision with a Taxi

[knonist]

I understand the argument now that claiming for personal injury has a cumulative effect on persistent irresponsible driver like many at Addison Lee (I, like many cyclists have had close shaves before).

I will think about this after the doctor's exam (when they feel like seeing me).

Re: bike frame. I suspect that hidden stresses would make the frame unreasonable but are there differences of opinion on this? i.e is there a possibility that the bike shop mechanic may disagree and say it's roadworthy on their report if they rely on sight? From a brief phone call I asked the shop if they check for stresses on bike frames after an accident and they said they will check the parts and see if "it rides". So I'm not sure what's involved.

If the insurer refused to replace the frame then you can tell time that you are happy to send the frame to a lab for checking, which they have to pick up the related bills. In addition, no bike shop would say the frame is rideable in the report after it got ran over by a car, as they can charge the insurance company for a new frame.

 

[knonist]

If it were a carbon frame it could all be stripped back and x-rayed on the carbon parts. Metal frames are different, they can be inspected only by sight and with a load test. A good mech will use an instrument to look inside the frame as he or she bears loads upon it. However as I said earlier it can only be half the story as there can sometimes be micro tears inside the metal. Steel performs better than aluminium on this front, and Ti is best all around, but for the risks later on after a repair it isnt worth it and you may not get any insurance claims sorted if it fails during a second accident.

New is best all around imvho

You can x ray metal and perform ultrasonic scan as well.
There are many ways to perform non distrctive testing on metal.

 

[Ferdie]

Hi all,

Just received a letter from their insurance that told me that they are "more than happy to assist [me] in any repairs required to [my] bicycle".

I hope "assist" means "pay for ALL OF IT" :s.

Went into the walk in centre yesterday who provided me with a letter confirming my injuries and told me to take medication and rest for two weeks, and if symptoms persist to go to a physiotherapist for me knee and arm. (I only realised since i started work today the problems with mobility. I can walk fine but I can't bend down or lift anything heavy with my right arm for more than a few seconds).

Unofrtunately even though the clinic gave me a letter their reception told me that they cannot honour any release forms sent by the insurers as I am not their patient. So I have to make anothe appointment and go through this all again with my GP.

I just realised today that my work pays fora free legal advice service who are going to call me back this evening.

So, it looks like my bike and travels costs may be met. But I have no idea how to 'quantify' my injuries. I have no reason to take time off work but some duties have been made difficult. I will also not find out the full extent until after 2 weeks when my symptoms.

I don't want to take the mick and put a random amount to my injuries. The only hassle is with doctors appointments: I work in an environment that if I take too much work off for doctors appointments it will really look bad on my work record. so that is the only tangible injury related problem.

So it looks like I will have to get legal help after all as I have no idea to how to quantify the hassle

 

[Headgardener]

Do your doc's do daily appointments if so call them at eight (or what ever time they open) and ask for an appointment to see a doc and don't take no excuses from the reception staff they are not medically trained so they don't know whats wrong with you.