I've had 3 accidents in my cycling lifetime up to now, I decided to start early at the age of about 5 or 6, rolling down a local hill on a solid wheeled front braked bike, you can guess the rest hit the front brake over the handle bars and 3 stitches in my chin.
Next accident was on the same hill I was about 10, doing cycling proficency test at junior school so I could ride my back there every day, I was at the bottom of the hill waiting to turn right in the correct piece of a junction when a white arrow delivery van came down the road and took the corner to sharp, hitting me off the bike and into a wall, 4 days in hospital as they thought I had damaged my kidneys and concussiion.
The last accident was when I was 25, coming down the hill on a main road I saw a car slowing to turn right across me, we made eye contact and he sat waiting patiently, now for whatever reason which even the driver couldn't answer why he waited until I was about 10 feet away and turned straight across my path. The bike was wiped out up to the saddle( I saw the wreckage later), I went over the roof, my head hitting the top of the door pillar, landed on my finger tips and knees, ended up shattering my left hand finger boones length wise, damaging my knees that badly I was in a wheelchair for 2 months and crutches for another 4months.