Right I want to get a new bike but don't want to buy twice so instead of going for a budget bike I am going to finance one. Probably in the 500-600 pound mark anyone had a good experience with any particular company?
Best thing would be to pester your employer to join a cycle(scheme) to work. The benefits regarding overall costs are now minimal (I'll pay £754 on a £900 bike after everything inc. final value malarky and Ribble's admin fee) but it is basically 12 months interest free. Benefits your employer too as they'd pay less NI contributions, and the workforce may get fitter.
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