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best loan rate (secured)

Discussion in 'CycleChat Cafe' started by jonathan ellis, 28 Sep 2007.

  1. jonathan ellis

    jonathan ellis Well-Known Member

    Location:
    London
    Anyone got a good APR?

    cheers
     
  2. gbb

    gbb Legendary Member

    Location:
    Peterborough
    :biggrin: Do what i do......
    Have a sum of money in the bank.
    When you need a loan, lend it to yourself, then make sure you pay it back.

    That way, theres always cash available to you, without paying anyone any interest.

    Been doing it for years...the money corporations dont even know i exist :biggrin:
     
  3. gkerr4

    gkerr4 New Member

    Location:
    Blackpool
    why do you want secured - are you looking for a fairly large sum?

    If so - I would recommend speaking to your mortgage lender first
     
  4. got-to-get-fit

    got-to-get-fit New Member

    Location:
    Yarm, Cleveland
    6.4% from Zopa
     
  5. domtyler

    domtyler Über Member

    Yeah, we ended up with a lot of unsecured debt after getting married, buying a house, doing it up and furnishing it top to bottom. We got the house valued after all the work was done and then remortgaged to pay off all the unsecured stuff plus a largish tax bill I had. We now make sure that we overpay as much as possible and pay all my bonuses in.
     
  6. Mister Paul

    Mister Paul Legendary Member

    It depends how much you want to borrow.
     
  7. domtyler

    domtyler Über Member

    Why how much have you got to lend?