col
Legendary Member
Very interesting thread. Not knowing much about mortgages the only advice I can give is check and check and check again the area you intend to buy in. Even so far as stagging on at certain times of day and night, also holiday periods too, just to see what the night life and kids holidays are like, as well as neighbours noise habits. This might sound like over the top, but if you buy a place then find the neighbours kids play footy against your house wall, or the neighbours sit on the front chatting and laughing till late on summer nights or weekends, or unbeknown to you there is a druggy living nearby and punters are knocking on the door all hours and the odd argument happening too, well its a very expensive mistake to make. Even knocking on doors and asking people what its like as you might be buying nearby. Get in touch with the police and ask them if its a busy area or not for complaints. Its a big decision, do as much looking and listening as you can, at least you will have a better chance of a decent area.