Cash abroad.

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briantrumpet

Legendary Member
Location
Devon & Die
I always found my Nationwide debit card perfectly functional without it attracting the charges and less-favourable exchange rates some other bank cards have
The normal Flexaccount debit card changed to hsving a small commission charge, but the Flexaccount Plus debit card is completely commission-free, and decent exchange rate. Ditto their credit card. With the free breakdown and travel insurance, the £10 per month fee can actually save you money if you're abroad frequently. And no, I don't work for Nationwide!
 

Sara_H

Guru
I have a Halifax clarity MasterCard which is used for the purpose of spending overseas as recommended by moneysavingexpert
 

Cringles

Well-Known Member
Location
Northern Ireland
I used a Caxton FX travelling around Australia, & I've just sent away for a new one. Always handy. As long as you can get internet access, you can top it up. No fee's etc. Most people I met travelling used CaxtonFX.

I find they can be a bit slow sending you one out, so best applying for it asap if you go with Caxton.
 

Salad Dodger

Legendary Member
Location
Kent Coast
3 years ago, we bought a prepaid Mastercard through the Post Office. We used most of the money on the first year's holiday, and used the rest whilst away in France this year.

Not everywhere accepts the card, even though it's a mastercard. The petrol pumps we tried to use it in didn't accept it, but supermarket check outs did. We could also get money out of cash machines without any drama.

The only "restriction" was that we had to empty the card completely before the expiry date, which we managed to do last week in France.

Overall, I would regard such cards as a useful option, but I would not want to rely solely on one for a whole holiday.
 
I always use the same cards I use here in the UK, but take cash as well, which I keep for emergency use. Point to note is that the banks do like you to phone them and tell them where you will be going, and rough dates. So they can unlock the card for those countries. I once went to use my debit card in Kl, Malaysia and it was refused by the ATM after a few tries over the next few days I ended up driving to Singapore to use the ATM there which worked, when i got back home to the UK. I had 6 letters from the bank telling me that someone had tried to draw money from the bank ATM in KL and they had blocked it because they did not know I was going to be in KL. Crazy thing was that they let me draw money from the ATM in Singapore.
 
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