gbb
Legendary Member
- Location
- Peterborough
Anyone any experience, positives and negatives ?
Just starting to think about it. The last update, it was worth IRO £45k, which may or may not be a lot in pension terms. It still grows (and i assume potentially loses) so its active, I'm just not paying into it,
Reasons ? I'm 60, having paid into SERPS for many years a government pension update a couple years ago indicated I'd get state pension, plus about the same again, p,us what will be a modest current company pension. I don't have a lot of expenses, live a pretty frugal life myself, don't splash out much, my mortgage is finished this year and have plenty of savings,..well, enough to last a year easily if I had to, more if i had to.
My wife is concerned if something happens to me, she'll never see the vast majority of it.
I was always a procrastinator...just don't know what to do for the best. Eventually I will take the advice of a financial advisor of course, this is just an opening of the page as such, see how others have got on, if you don't mind sharing.
Just starting to think about it. The last update, it was worth IRO £45k, which may or may not be a lot in pension terms. It still grows (and i assume potentially loses) so its active, I'm just not paying into it,
Reasons ? I'm 60, having paid into SERPS for many years a government pension update a couple years ago indicated I'd get state pension, plus about the same again, p,us what will be a modest current company pension. I don't have a lot of expenses, live a pretty frugal life myself, don't splash out much, my mortgage is finished this year and have plenty of savings,..well, enough to last a year easily if I had to, more if i had to.
My wife is concerned if something happens to me, she'll never see the vast majority of it.
I was always a procrastinator...just don't know what to do for the best. Eventually I will take the advice of a financial advisor of course, this is just an opening of the page as such, see how others have got on, if you don't mind sharing.