ha yes ! eldest is tight as a ducks @rse . Middle son would spend his last penny. Youngest can save but likes to spend!If it the CTF set up by the government then whatever is in there automatically goes to the child when they become 18.
this and the higher charges made us not invest in this (as advised by our IFA) and instead set up separate savings accounts and ISAs for them. Thankfully the eldest who is now 18 has a sensible head on his shoulders, the youngest may well be a different kettle of fish as he would spend every last penny in a flash!