Cycle insurance

[Simba]

Can anyone recommend me a decent company with a reasonable tariff.

 

[vickster]

Have you asked your home insurance company (contents, if you have)?

 

[Paul_L]

Individual cycle insurance policies are a rip off.

M&S Contents insurance covers individual items (including bikes) upto £4k.

When i bought me new bike i was only 2 months from my previous contents policy expiring. I just wrote it off and took out a new policy with M&S. Simples!

 

[Simba]

I will ask my better half if it covers it as it's in her name.

 

[vickster]

She'll need to call them up with the details

 

[PaulSB]

Another for M&S. Just renewed this morning. Did a bit of searching for a better deal but M&S proved only £20 more PLUS no excess, unlimited away from home and £6000 worth of cycles (2) and tandem (1). The cheapest policy I found from a known name company (i won't use cheap-insurance-r-us) had £200 excess on all sections of the policy.

Should I have to claim I'd expect high service levels from M&S

 

[Paul_L]

Another for M&S. Just renewed this morning. Did a bit of searching for a better deal but M&S proved only £20 more PLUS no excess, unlimited away from home and £6000 worth of cycles (2) and tandem (1). The cheapest policy I found from a known name company (i won't use cheap-insurance-r-us) had £200 excess on all sections of the policy.

Should I have to claim I'd expect high service levels from M&S

i used the same logic. Won't take a policy with a firm i've never heard of. Been there, done that, got broken into, and the budget insurance company was a nightmare to deal with. A saving of only £20 or £30 just isn't worth it IMO. As you suggest if i have to deal with M&S (and i hope i don't) i'll expect it to be hassle free.

 

[abo]

What sort of cover are you looking for, theft only, or something with damage, public liability etc. etc.?