Cycle to work: Budget clampdown

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fossyant

Ride It Like You Stole It!
Location
South Manchester
I'm still debating an acoustic G Line...... :shy:

You know you want to.

I'm looking at the Dolan GXC 2.0 with GRX 2x DI2 and Mavic Cosmics. for bike packing and mucking about. Shove some fast road tyres and it will make a mile muncher and carry luggage and the 'works laptop'.
 

BrumJim

Forum Stalwart (won't take the hint and leave...)
My last company had a cycle-to-work scheme from a third party provider that appeared to allow you to buy a uncycle on the scheme, which I thought was a bit strange until:

1. I encountered someone clearly commuting (backpack, making good progress) on a unicycle.
2. When I tried to buy one through the provider, I noticed that the Cycle-to-work scheme could not be applied.
 
Its a contributions factor as well I believe, any reduction in your wage (due to a deductable like this) would also mean a reduction in employer contributions so a double hit on whats being paid in.

In the NHS it was simply. Just don’t get involved in any salary sacrifice schemes in you final few years of working.

The new CARE scheme, however, is a career average system so any salary sacrifice will impact that. I have not taken any salary sacrifice options since being forced into the CARE scheme and my final salary part is protected.
 
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