Cycling insurance for £11.60... worth it??

[dave2041]

Hi there,

I was just looking at this: http://www.hotukdeals.com/deals/bri...nce-other-benefits-for-24-potentially-1251635
On the surface it seems like a good deal, however, Not sure i would need 3rd party cover. Is this something that you guys worry about? There are some good points raised in the comments regarding cover the legal fee's if you rear-end someone.

My bike is covered against theft on my contents insurance but i doubt that in any way covers accidents on the road. I guess no win no fee type people could do the job if i ever was in an accident where i wasn't in the wrong, but what if i were to ever hit a pedestrian etc etc etc

BOSH try this code "TForL12" offers 50% off and you still get 10% off for direct debit...

See Here: http://www.tfl.gov.uk/tfl/common/voucher/print.aspx?voucher=britishcycling

 

[cloggsy]

Seems a good deal to me...

 

[400bhp]

Hi there,

I was just looking at this: http://www.hotukdeals.com/deals/bri...nce-other-benefits-for-24-potentially-1251635

On the surface it seems like a good deal, however, Not sure i would need 3rd party cover. Is this something that you guys worry about? There are some good points raised in the comments regarding cover the legal fee's if you rear-end someone.

My bike is covered against theft on my contents insurance but i doubt that in any way covers accidents on the road. I guess no win no fee type people could do the job if i ever was in an accident where i wasn't in the wrong, but what if i were to ever hit a pedestrian etc etc etc

Worrying about it is probably the incorrect context, but it's certainly something I think about.

I understand many home insurance contents policies cover 3rd party whilst on your bike.

The other British Cycling benefits (discounts are stores) can be worth the £24 fee alone in any case.

 

[wiggydiggy]

<Offer>

Definately worth it, my membership just lapsed so for £11.60 I'll be renewing.

You get discount at Wiggle as well as Halfords.

 

[fossyant]

If you are cycling on a regular basis, always handy to have for the legal assistance (i.e. no worry) and of course 3rd party cover.

BC's solicitors have acted for me twice so far in accidents with good outcomes.

 

[dave2041]

Thanks guys, think i'll give this a go If anyone else is interested you can get it cheaper with a code apparently!

"Or simply use promo code NEWCMRA to get the RIDE membership for £10.50 straight away.​

Edit:​

£9.45 with the 10% DD discount."​

 

[siadwell]

You get discount at Wiggle as well as Halfords.

Small caveat - the Wiggle discount is 12% off the list price, whereas Halfords is 10% off everything. Could still easily cover the cost of membership, though.

 

[Pauluk]

Thanks guys, think i'll give this a go If anyone else is interested you can get it cheaper with a code apparently!

"Or simply use promo code NEWCMRA to get the RIDE membership for £10.50 straight away.​

Tried to join with that code but they said that code was for club members only

 

[dave2041]

Tried to join with that code but they said that code was for club members only

Ditto just got a call from their team saying i need to be a member of a club :/ Looking to join one now.

EDIT: BOSH try this code "TForL12" offers 50% off and you still get 10% off for direct debit...

See Here: http://www.tfl.gov.uk/tfl/common/voucher/print.aspx?voucher=britishcycling

 

[trj977]

Unfortunately the same here. But I guess the % discounts will save the cost in a year, even with the higher price.

 

[dave2041]

Unfortunately the same here. But I guess the % discounts will save the cost in a year, even with the higher price.

New code, see above! TForL12 - ring them back and apply imo!

 

[Pauluk]

Done it. Thanks dave.

 

[MrJamie]

Do you have to be in London to use that code?

 

[gambatte]

+1

 

[dave2041]

Do you have to be in London to use that code?

Not sure Mr Jamie, Doesn't look like it! http://www.tfl.gov.uk/tfl/roadusers/cycling/offers/
Also i had no problem using it and they confirmed my, northern, address!