Direct Debit cancellation refusal!!!

Page may contain affiliate links. Please see terms for details.

XmisterIS

Purveyor of fine nonsense
I joined a gym in the summer (God knows why!) and I used it for a while, but then stopped because it's crap and I went back to proper cycling (i.e. not on one of those stupid machines) and rock climbing (which makes you a lot stronger than lifting silly bits of iron).

Anyway, I digress. Two months ago I sent them a letter giving my membership number and bank details and asking them to cancel my direct debit and heard nothing back, so I assumed they'd received it and would take the appropriate action.

Then ... guess what? They've taken the next direct debit out of my account!! So, I phoned them up and said, "what the F*$£%@!!!!!??".

They told me they hadn't received the letter (which was sent by recorded delivery). So I went to the post office with the reciept and the long and the short of it is that the letter was definitely delivered.

So I phoned them up again and told them that, they were insistent that they hadn't received the letter! I kept telling them "yes you bloody did, I have proof of bloody postage AND delivery because you signed for the God Damn letter, are you f*$&£ing schizophrenic??!!!" (I was a little more polite than that, however!
angel.gif
).

Then, having been backed into a corner over that one, they told me that they wouldn't be able to acknowledge any letter that I had sent them because the only way I can cancel a direct debit with them is to fill in one of their direct debit cancellation forms and the only way I can do that is to come in in person, and the only way I can get my hands on one of those forms is by making an appointment to see the manager first who will give me a copy of the form to fill out, but I can't do that at the moment because the manager is away on holiday.

I politely told them that the manager can cram his arse with walnuts for all I care and that I would cancel the direct debit myself through the bank. They then told me that if I do that, I will still be liable to pay a monthly direct debit until I cancel it through the "official" channels.

Now then, common sense tells me that is complete and utter BS and totally illegal - surely all I need to do under law is tell someone that I don't want their services any more and instruct them to cancel the direct debit? I was aware that I had to give one month's notice to cancel the direct debit, but I didn't know anything about having to use special forms only available by appointment!!

What do you think?
angry.gif
 

4F

Active member of Helmets Are Sh*t Lobby
Location
Suffolk.
I think you are right. Seeing as you have evidence that they have recieved your letter and you have given them the notice period required cancel the DD with the bank and tell them to do one.
 

potsy

Rambler
Location
My Armchair
Sounds like you've done all that you could and I would now cancel the DD direct with the bank,claiming they have had more than enough notice,if they continue to harass you then seek some advice as it could turn into a saga.
Also keep a copy of any correspondance for future reference.
Bloody bad service if that's how they go about keeping their customers though,they've certainly lost your custom for life I would imagine.
 

Davidc

Guru
Location
Somerset UK
Hand deliver a letter to the manager saying you will apply to the small claims court for recovery if they don't repay within 14 days.

If you know a willing solicitor who won't charge (i.e. friend or family) and will let you do it then add that all future communications should be addressed to you through your solicitor - name + address. Get a receipt for the letter.

I've played that game twice and once was with a gym. The speed of capitulation was stunning.
 

anyuser

Über Member
Also ask your bank to reject any new direct debit instructions from that gym. My bank has done that for me in similar situations.
 

upsidedown

Waiting for the great leap forward
Location
The middle bit
Gyms work on latent membership and over-subscription. They're just trying to make it hard enough for you to give up and try again in a few months.
 

PBancroft

Senior Member
Location
Winchester
Step One: Contact your bank. You dispute the amount which was taken (i.e., anything at all) and they will give you a refund. It is then up to the gym to contact you for the money. Cancel the DD through the bank.

Step Two: Send a follow-up letter with proof of postage to the Gym politely advising them to action your request to cancel your account with them. Request for any forms which need to be completed to be sent to you by return, otherwise should you not hear anything from them within X days of receipt you will consider the matter closed. Keep a copy.

Step Three: If they kick up a fuss, pick a good local rag which is known for sensational stories. The Southern Daily Echo is good for this. Contact them with all of the details, giving them a big sob story about how this Big Business (even if it isn't) is tramping all over the little person during the recession. Make a point of the stress any family you have is under because of it.

Step Four: Profit!
 
See what you signed up for. You may have agreed to a minimum period of membership. I think if you agreed say 12 months and cancel the payment after 2 months they can chase you for the remaining 10.

This is fair enough as they often do lots of tests and induction stuff at the outset which takes lots of time.

I can see that they would get in a huff as you agreed something with them and are now going back on your side of the bargain.
 
Location
Rammy
I've always just canceled DD's at the bank. I don't trust most companies to do it properly and without them slipping in some sort of final charge.

good plan, My father in law moved house about five years ago and cancelled his virgin tv subscription

last year he noticed that they'd been billing him for the last three years - yes they had set up a new direct debit!
 
If you bank on-line you should be able to cancel the DD after logging in. Then let them chase you if they want to pursue the matter.
 
Top Bottom