Do insurance companys do vehicle registration web searches?

[Sore Thumb]

As I have set up a new video channel. I did a search of a few reg. numbers on google. The one I did came up with one of my videos of the vehicle.

So do insurance company's or maybe other interested organisations do web searches of vehicle registrations? Could they base a insurance quote on a list of bad driving that has been shown on you tube for a particular vehicle?

What do you think?

 

[02GF74]

stop givng them ideas!!!!

 

[vernon]

I think you have too much time on your hands and have unlimited supplies of wishful thinking

You did ask!

 

[Sore Thumb]

stop givng them ideas!!!!

So why does all the camera cyclists put the registration numbers on their videos? It might be of interest to other cyclists, but would it not be useful to other organisations such as police/insurance company's?

 

[Slim]

No they don't.

BTW - I spend my working life looking after a big insurance company's IT systems. I spent quite a few months putting in place links to data sharing companies, DVLA, etc. There is no real way of extracting usable data from a general web search automatically and the staff numbers do not exist to have people punting around the net looking for cars driven by twerps. Any information extracted from the web would have to be able to stand up in court as a last resort.

 

[tadpole]

If you'd watched Day time TV today then you'll know that Yes they do, but only under some rare cases do they act on it. "Claimed and shamed" on the BBC today" A lady from an insurance company did a social media search for information on a car fire,

 

[Crankarm]

I guess they would if they suspected fraud or some thing wasn't quite right? Wouldn't you if you thought you weren't being told the truth? As slim suggests I think it unlikely even insurance companies have the time and resources to trawl the internet looking for vehicles that may have been involved in deliberate dodgy driving that might or not be insured by them. But this could change if it meant they could avoid paying claims of their policy holders which would be bad for cyclists and other vulnerable road users.

 

[Crosstrailer]

No they don't as a matter of course, they may do VERY rarely if fraud is suspected

< Business Analyst, Personal Lines Insurance

 

[screenman]

How come people wearing helmet cams see far more bad driving than I do? Also are they all perfect drivers, or do they not have a car.

 

[Andy_R]

How come people wearing helmet cams see far more bad driving than I do? Also are they all perfect drivers, or do they not have a car.

or do they just live in areas where the lack of skill on the part of drivers necessitates the use of helmet cams........chicken/egg scenario

 

[vernon]

How come people wearing helmet cams see far more bad driving than I do? Also are they all perfect drivers, or do they not have a car.

The wearers of helmet cams have a low tolerance of fellow road users and select cameras whose lenses have a focal length that produce video images that support their sense of fear and intimidation through distorted fields of view, perspective and sense of proportion.

Evolution will see a diminution in their numbers over time as their personalities have proved to be effective contraceptives.

 

[oldfatfool]

Dunno, but I do know that car manufacturers will often troll specialist car forums for evidence that a car as been modified in order to avoid larger warranty claims. Wouldn't beat all surprised if insurers did the same in the event of a large claim in certain circumstances.

 

[srw]

Dunno, but I do know that car manufacturers will often troll specialist car forums for evidence that a car as been modified in order to avoid larger warranty claims. Wouldn't beat all surprised if insurers did the same in the event of a large claim in certain circumstances.

This. There are far too many people who are willing to defraud insurers, and put up premiums for everyone else. I don't know the details of anti-fraud techniques (and if I didn't I wouldn't post them on a public forum) but the amount of money a single fraud investigator can save in a year is truly staggering.

There are also some truly dumb individuals out there - they seem to forget that every time they get a quote online the database will remember what they've input!

<<<also works in insurance.

 

[Beebo]

The short answer is no, not at the time of purchase of the policy.

Insurance relies on the principle of utmost good faith. The person seeking insurance is in possession of all the facts, the insurer knows nothing, so you are expected to reveal facts that the insurer would want to know. You must not withhold information that would influence the insurer in deciding whether to insure you.

At the point of claim they may undertake background checks if they have concerns.