Do you have third party insurance cover to ride your bike?

[Blue]

check if you're already covered by your home/contents insurance. personal liability should cover you on the bike, but check with your insurance company. mine used an analogy of hurting someone with an errant golf ball, and confirmed that if i hurt someone with my bike, it was basically the same thing as far as they were concerned.

Indeed, always check your home contents insurance as Personal Liability will usually be covered for free, unless you have an odd policy that excludes cycling(never seen this). However, what will be excluded is racing and timetrialing.

The cover will be for injury and damage, up to stated limits and subject to there being fault on your part.

Read your policy for details and check with your insurance agent/company if required.

 

[alecstilleyedye]

yeah but if the golf ball smashed a window, or bike analogy you cave in the door of an Audi A3, what then?

i'm still covered. liability extends to both person and property, up to £2m.

 

[D4VOW]

Another CTC member here

 

[fossyant]

BC member, not old enough to join the CTC, nor do I wear plus fours.....

 

[palinurus]

Belt and braces here- both CTC (long-time member) and BC (for the race license).

 

[djb1971]

CTC

Wiggle are doing 15 months for the price of 12

http://www.wiggle.co.uk/p/cycle/7/CTC_15_Months_Membership_Pack/5360043616/

 

[Archie_tect]

Thanks DJB and to everyone for replies... great offer!

 

[longers]

It is a good offer, mine is due for renewal.
Presumably if I went for the Wiggle offer it would be a new membership, rather than classed as renewing my old one?

That's not going to be a problem is it?

 

[djb1971]

That's what I've done instead of renewing I bought the offer from Wiggle.
No problem

You get a certificate with a code on it which you phone through to the CTC to activate - 5 minutes max

 

[Saddle bum]

yeah but if the golf ball smashed a window, or bike analogy you cave in the door of an Audi A3, what then?

If you smacked an A3 hard enough to cave in his door, your interest in the matter would be purely academic.

Oh, er........ CTC. Also fully comp on household stuff, but thinking of changing as it's expensive.

 

[jonesy]

CTC. And with the same cheque you help defend your right to use the road!