simon the viking
Guru
I was looking to change my MTB to a gravel bike for easier all year round commuting including wet weather. normally I'd save up for six months or so and drop 800 quid or so on a new bike, but yhe days when i can save a hundred a month have long gone with bills going up, again interest free deals are out the question as dont want to commit to any more non essential payments.
So asked the question to my pension company, could I access one fiftieth of my pot 18 months before my 55th birthday. firm NO.
I'm T2 diabetic and sepsis (twice) and exercise is very important to my disease control. if i didnt cyle a 300 miles a month and looked after myself (better than i used to hence the T2).. I could have severe complications including gangerene and blindness and have to retire through ill health in which case i could access the lot tax free at any age....
wrong isnt it! contacted my MP and she the rules are right!
to the pension company, offered to get doctors note to prove it would help and even a proforma invoice from a bike shop...
oh well in 18 months im accessing a tenth of it and getting a gravel and a DI2 roadie! (permissiion granted from Mrs V although not entierly required its my pension)
Thoughts please....in the words of reddit.... AITA (Am I The Ar*****e)
So asked the question to my pension company, could I access one fiftieth of my pot 18 months before my 55th birthday. firm NO.
I'm T2 diabetic and sepsis (twice) and exercise is very important to my disease control. if i didnt cyle a 300 miles a month and looked after myself (better than i used to hence the T2).. I could have severe complications including gangerene and blindness and have to retire through ill health in which case i could access the lot tax free at any age....
wrong isnt it! contacted my MP and she the rules are right!
to the pension company, offered to get doctors note to prove it would help and even a proforma invoice from a bike shop...
oh well in 18 months im accessing a tenth of it and getting a gravel and a DI2 roadie! (permissiion granted from Mrs V although not entierly required its my pension)
Thoughts please....in the words of reddit.... AITA (Am I The Ar*****e)