Crankarm
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skudupnorth said:Unfortunatly i am not a member but have been thinking of joining some sort of organisation just for the fact of the amount of commuting i do.Which is the better group to join,are there many members from here ?
You don't have to join any cycling organisation if you don't want. Obviously it is better for cycling if you do as your subs can go toward promoting and campaigning for cycling in whatever vein the organisation is in to. The 3rd party insurance schemes are just that - 3rd party, ie if any one makes a claim against you, you are insured so are not personally liable. However if you need to make a claim against some one eg Audi driver or MIB then pretty much any PI solicitor preferrably one specialising in cycling collisions will take you on on a no win no fee basis whether they are affiliated to a club or not, or just in the back of CyclingWeekly or the LCC mag. You don't have to be a member of BC or CTC for them to take you. BC and CTC only act as agents or forwarders. AVOID CLAIMS HANDLERS AT ALL COSTS.
Anyway of the two BC is probably better as CTC use Russell Jones Walker who I wasn't that impressed with. I used CycleAid who advertise in CyclingWeekly who are a firm of solicitors Simon Holt & Co. based in Preston I think, behind the CyclAid name. They were ok. They had their moments. They got me a nice payout and also interim payments which I wouldn't have got on my own. But they are solicitors afterall, whose only interests before yours are their own.................
As some one else has stated take your own pics of your injuries or get your gf, wifey, partner, sister, mum or mate to take them. Use a ruler along side to give an indication of size and scale. Take pics as your injuries progress. Keep a diary. If you sign up with CycleAid they will give you a questionaire and diary to document your injuries pain and suffering over time.
Also get down to your GP asap to have him/her document your injuries as hospitals only keep the minimum of records. Plus in a few days your bruises will really start to come out and deepen. Take some more pics as they do. The GP can recommend or assist with any further treatment such as physio. Are your tetanus jabs up to date?
Get your bike to a decent bike shop for an estimate of repairs and replacement of any other bits of kit. Don't hurry back to work if you don't have to but given the economic climate it might be better to ask your employer how they feel about you being away. You don't want to lose your job as well.
Let's hope the plods trace the driver and he/she is insured. Then when it's all concluded nuke them. No only joking.