bobg
Über Member
- Location
- Crosby Merseyside
For all you youngsters under 50 out there, DON'T WISH YOUR LIFE AWAY. It comes quickly enough and sure, enjoy it when it arrives but please make sure you get something good from every day while you can.
I did not approach retirement as part of a long term plan, it approached me and I realised I could afford it.Lots of questions I know but I am just interested in how people have approached it and made it work.
Well I didn't expect it to happen that quickly - George Osborne has moved the goalposts today. It was going to be 2034 that the state pension age started to rise to 67 - he's today moved it to April 2026. That's caught me out.Oh and unless you were born before 1953 don't think you'll be picking up your state pension as early as 65 either. Any youngsters around - you may have to wait until 70 - or possibly not even qualify for one at all.
Assuming the mortgage is finished and the kids have gone, for those who have retired early and before pension age, how have you done it? .
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I am 44 next year so i have a mortgage that finishes 1 month after i am 65
Go on then, re-post that in Current Affairs and Debates - I dare you! You would be able to surf back to Cafe on the wave of vitriol.I was a computer programmer and worked contract. ...... So when we sold up, and cleared the mortgage, we were left with sufficient to retire on.... . All luck. Mainly due to property prices.