How much to change your life?

[jonny jeez]

How much cash would you need to significantly change your life?

£10k, a million, hundred million?

For me, whilst a few hundred million would be just dandy I suspect £50- £60k would make a dramatic impact on my life.

 

[MrGrumpy]

no mortgage is all it would take to be honest

 

[13 rider]

Five hundred quid that's what my bike cost six months ago ,first bike for 25 years . the bike certainly changed my life. But 50k would change my life to give me more time to ride the bike.

 

[marzjennings]

As suggested, having no mortgage to pay would make a huge, life changing, difference.

 

[KEEF]

50p the gas has run out

 

[MarkF]

£0.00, I don't have a mortgage and have no needs, more money would only buy "stuff" and giving money to my kids would only stifle them as grown ups.

 

[I like Skol]

Rough and ready calculation would be to work out the annual Skol household income and multiply it by the number of years till retirement.

I consider myself to have a comfortable level of disposable income but I try not to spend all that. The big impact on my/our lives (Mrs Skol and I are an inseparable pair!) would be not having to work again. This may sound lazy or selfish but trust me, we would not be idle and I don't think we could spend too long just seeking personal gratification.
We do not have extravagant expectations and we already have more than enough 'stuff' so a lump sum of the magnitude I suggest above would not result in a massive spending splurge, just security for the future.

Having said all that, I am fairly happy with my life as it is. Yes there are pressures (family and life responsibilities Vs work demands Vs leisure/pleasure time) but on the whole I am not desperate for change.

 

[Andy_R]

I have to work for a living. I'm lucky though, that the job I do I love. So it's not really work. However, it doesn't pay the bills. So Mrs R also has to work. She hates her job, but it pays really well...so the bills get paid....so I don't have to go and get a job I hate to pay the bills so Mrs R could have a job she loves........swings and roundabouts.....we've been in the opposite position before with me hating work and she loving it......this year our summer holiday is going to be camping in Salisbury with tesco vouchers to get cheap entry to Longleat, visits to Stonehenge and Avebury, perhaps a wander over to Legoland (nectar points r us), and generally wandering around the Ridgeway, Devizes, and other places we can be nuisances in........

 

[midlife]

I have moved around with my job and bought / sold houses at the time of crashes so I will never break even..... ,,£500,000 cash injection now would mean after a lifetime of work I have zero assets.

Shaun

 

[Accy cyclist]

I've always said i'd like a 500 grand windfall. Though anything less would be welcome and anything over would go to good causes!

 

[mr messy]

How much is the going rate for a hit on the missus?

 

[Tin Pot]

There was a national survey on this recently.

I guess one would need to determine what a significant life change is.

How much does it cost to go to Mars? That much.

 

[Trembler49]

Rough and ready calculation would be to work out the annual Skol household income and multiply it by the number of years till retirement.

I consider myself to have a comfortable level of disposable income but I try not to spend all that. The big impact on my/our lives (Mrs Skol and I are an inseparable pair!) would be not having to work again. This may sound lazy or selfish but trust me, we would not be idle and I don't think we could spend too long just seeking personal gratification.
We do not have extravagant expectations and we already have more than enough 'stuff' so a lump sum of the magnitude I suggest above would not result in a massive spending splurge, just security for the future.

Having said all that, I am fairly happy with my life as it is. Yes there are pressures (family and life responsibilities Vs work demands Vs leisure/pleasure time) but on the whole I am not desperate for change.

Why should retirement be seen as lazy or selfish. I have worked hard all my working life and now enjoy being bone idle!

 

[summerdays]

Paying off the mortgage would be nice but to make a real change it would have to be so Mr Summerdays could either stop working or change to a job with much fewer hours and stresses, with just enough to have someone clean my house and cook the occasional meal for me!

 

[I like Skol]

Why should retirement be seen as lazy or selfish. I have worked hard all my working life and now enjoy being bone idle!

Maybe because I am in my very early 40s? I'll think about retirement when I am in my 60s or 70s and fancy a rest, for the time being there is too much to do......

After I posted the above last night I had another thought, that actually, enough for Lady Skol to be a kept woman would be good as I quite enjoy my life just as it is and want her to be happy. I suggested this to her this morning and she said she would be bored and lonely if I were still working