Insurance

Discussion in 'Beginners' started by BrianEvesham, 12 Aug 2012.

  1. BrianEvesham

    BrianEvesham Mask is gone!

    Is it possible to insure against your kids crashing into your neighbours car?
    Sorry if this has been covered before.
     
  2. Alien8

    Alien8 Senior Moment

    Probably covered by your household insurance.
     
  3. I think you want 3rd party liability insurance, the CTC and BC do this for not much but I don't know how it applies to kids. Other firms do it too but I think its more costly.
     
  4. compo

    compo Veteran

    Location:
    Harlow
    Try controlling your kids. Contrary to popular belief it is allowed.
     
    Sandra6 likes this.
  5. Pauluk

    Pauluk Senior Member

    Location:
    Leicester
    I think under English law you are not liable for any damage your children cause. I guess the most well behaved children can have accidents so its good of you to consider this type of insurance, most parents probably don't.
     
  6. OP
    OP
    BrianEvesham

    BrianEvesham Mask is gone!

    Oh believe me I do! But the little one (5) just clipped a parked car on my road, very little damage but it could have been worse and as a responsible parent I thought I should have a look at insurance.
     
  7. OP
    OP
    BrianEvesham

    BrianEvesham Mask is gone!

    Erm what is CTC and what does the family membership involve cover?
     
  8. OP
    OP
    BrianEvesham

    BrianEvesham Mask is gone!

    Many thanks for the link. Looks good.
     
  9. compo

    compo Veteran

    Location:
    Harlow
    Can't argue with that and simple car repairs can be very expensive nowadays.
     
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