Smokin Joe said:
With my motoring hat on I will repeat what I said before. You want to be covered by insurance whether the other party can be proved to be at fault or not? Take out your own insurance.
If there is one piece of legislation which would get cyclists hated by EVERYBODY who drives, this would be it. It would also increase the number of drivers who fail to stop and would just leave you lying there. In addition, for every responsible cycling enthusiast there are God knows how many little chavs riding round who would take the "You hit me and you're in trouble, I can ride how I effing want" attitude.
A dead duck, in my opinion and I would not either want it or support it.
In a perfect world, everyone would tel the truth and insurance companies would pay all legitimate claims.
People lie, and insurance companies will do anything not to pay a penny, unless there is evidence. THERE IS NOT ALWAYS EVIDENCE!!! That is the problem, and to date, this means that the only winners are the insurance companies and the motorist that has lied.
If you think that is right, then fine. I fully expected there to be people who believed insurance companies should win by default.
Remember, Insurance companies only pay IF you can provide proof.
Are there any Countries in Europe where Cyclists are hated??? because many do have exactly what was suggested, and it works in favour of EVERY victim. UK way, works in favour of the liar and Insurance company, but only the victims that CAN provide proof.