ISAs

[chris-suffolk]

I

Thats interesting. Im doing some homework, reviews etc and have created.an account and.may well dip a toe into a.managed fund.

Im nowhere near knowledgeable enough to manage a fund or investments so will look at this with interest.

Historically the FTSE has outperformed inflation by some margin over a rolling 5 year time span. So I plumped for that for the bulk. Then, looking at the world generally, figured that a fund focused on defence companies would be a good idea - and so is has been with 33% growth in less than 6 months. Just wish I'd put more into it.

 

[wakemalcolm]

The market's full of fund managers who think that they can persistently out perform the average despite charging you a large fee for the privilege of their expertise. The truth is that some of them can, some of the time but the majority lag the index over the long haul; they're just punters.

An alternative is to invest in index funds which charge very little and automatically spread your money across a huge range of investments in the areas of your choice.