Hi. I am a 47 year old truck driver who is looking to buy a bicycle on thc2w scheme in the next couple of weeks. I will have a 38 mile round commute without changing facilities at work - so am looking for (possibly) a budget tourer (i have to pay back over 12 weeks, not months!). Been reading far too many reviews and opinions about type, make etc and am rather confused about what to go for. Anyway, this site appears to be first class and I am looking forward to participating on the forums.