I would state that our U.K. members typically spend a good bit more on bicycles than we do, but there are lower priced options. If you are in a large city of over 100,000, there may be a nearby bicycle co-op, they will have older touring bicycles for quite low prices compared to new, and many will let you work off the cost of the bicycle as well. You can then learn all about bicycle maintenance and repair while earning a good bicycle as well. A new touring bicycle would run you in the $1,000 dollar mark, generally. But that would have new additions like disc brakes and brifters. But older bicycles can do just as good a job. And do not overlook old 26" rigid frame MTBs, some of them were quite light and capable, and usually don't go for much money.