Not sure of procedure after collision with a Taxi
- Thread starter Ferdie
- Start date
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Thank you all for your useful advice.
I've been thinking of a helmet cam for a while now. I'd never thought I'd need it for this however: I was intending to use one to record the unusually high amount of abuse I got from Portsmouth drivers when I ride there when visiting my family!
Addison Lee got in touch with me and they told me that the driver has accepted full liability and gave me the number of their insurance company.
I called them and they still haven't received the fax from Addison Lee but they say without prejudice that my claims for costs are entirely reasonable.
When it comes to injury I guess I really would need to got to CTC. My left leg has become stiffer and I find it difficult to bend down at work without pain in my side, but I can't a get a GP appointment until the end of the week. But I did let Addison Lee and the Insurance Company know that a GP examination is pending.
So at the movement Addison Lee seem like they are willing to accept liability and pay the costs that I mentioned. I'm afraid that getting CTC approved lawyers involved might 'provoke' them into a less accommodating position?
But going to contact CTC on my break at work anyway for some advice.
Thanks again
I've been thinking of a helmet cam for a while now. I'd never thought I'd need it for this however: I was intending to use one to record the unusually high amount of abuse I got from Portsmouth drivers when I ride there when visiting my family!
Addison Lee got in touch with me and they told me that the driver has accepted full liability and gave me the number of their insurance company.
I called them and they still haven't received the fax from Addison Lee but they say without prejudice that my claims for costs are entirely reasonable.
When it comes to injury I guess I really would need to got to CTC. My left leg has become stiffer and I find it difficult to bend down at work without pain in my side, but I can't a get a GP appointment until the end of the week. But I did let Addison Lee and the Insurance Company know that a GP examination is pending.
So at the movement Addison Lee seem like they are willing to accept liability and pay the costs that I mentioned. I'm afraid that getting CTC approved lawyers involved might 'provoke' them into a less accommodating position?
But going to contact CTC on my break at work anyway for some advice.
Thanks again
didnt another poster mention that 'waiting a week is rubbish'?
https://www.cyclechat.net/
after all, you need to record the injury NOW ..
https://www.cyclechat.net/
after all, you need to record the injury NOW ..
Just got off from the GP. It looks like they are being more unreasonable than Addison Lee!!
They told me the earliest appointment is next week. I told them that I described my inuries to NHS direct who told me to demand an emergency appointment. The GP office then told me to go to A+E, but I told them that this doesn't warrant A+E. Response "well it obviously isn't an emergency then is it?".
I wonder what GP emergency appointments are for then?
So I'll have to try a drop in centre tomorrow that has x-ray equipment
I contacted CTC, but it looks like they can't offer legal advice on accidents prior to membership. However, they will assess for a personal injury claims if I join for a 5 year membership.
I'm not really interested in claiming for personal injury at the moment so I will try and get my costs for the time being.
I need to save up for a year's membership though so I can get the other services
I'm not really interested in claiming for personal injury at the moment so I will try and get my costs for the time being.
I need to save up for a year's membership though so I can get the other services
1 - Contact CTC laywers
2 - If taxi ran over frame. = Knackered frame
(Even if it looks OK ensure it is scrapped once the insurance has paid out as a frame will now have stress cracks that may not yet be visible)
3 - Light candle to chosen entity - You got off very very lightly
2 - If taxi ran over frame. = Knackered frame
(Even if it looks OK ensure it is scrapped once the insurance has paid out as a frame will now have stress cracks that may not yet be visible)
3 - Light candle to chosen entity - You got off very very lightly
downfader
extimus uero philosophus
- Location
- 'ampsheeeer
Having had a frame run over by a driver I will advise you to never ride that frame again. There will be structural stresses and possible fractures unseen to the eye within the metal that can make the thing catastrophically fail mid ride. Not to mention stresses put across the welds.
I would also point out that since you were technically injured you have a right to claim for personal injury. It might make the driver and his firm think more carefully if every cyclist hit in similar circumstances did this. Russel Jones and Walker do the claims for the CTC and can be used without CTC membership. Bikeline is also well recieved as a legal firm specialising. It is entirely up to you if feel claiming is appropriate.
I often tell others that its really worthwhile joining the CTC or British Cycling not just for the legal cover, but also for the 3rd party insurance and the knowledge base. Both also organise a series of rides.
I would also point out that since you were technically injured you have a right to claim for personal injury. It might make the driver and his firm think more carefully if every cyclist hit in similar circumstances did this. Russel Jones and Walker do the claims for the CTC and can be used without CTC membership. Bikeline is also well recieved as a legal firm specialising. It is entirely up to you if feel claiming is appropriate.
I often tell others that its really worthwhile joining the CTC or British Cycling not just for the legal cover, but also for the 3rd party insurance and the knowledge base. Both also organise a series of rides.
jonny jeez
Legendary Member
- Location
- Chislehurst, Kent, UK
Sounds reasonable Ferdie, but don’t be too hasty to judge your physical condition (I'm sure you are fine but bruises and aches take a little time to take effect sometimes)
waiting for an "emergency" appointment is probably good timing. Oh and I agree, I wonder what an emergency GP appointment is then?
On the plus side, you've had more than your average share of collisions (for a few years I recon), so it plain sailing from here!!
Sheffield_Tiger
Legendary Member
+1
I had a bike that I had an accident on (off road, hit a deep ditch at speed, buckled front wheel)
Not long after, again off road I hit a breeze block. Not that hard either. The head tube went vertical, top tobe stretched and down tube folded at the point of welding to the head tube. The slight impact there was not enough to cause that IMO, and the fact that it did, was because the frame was already seriously damaged from the earlier impact, even though no damage was evident to the eye.
The cost of properly stripping and dye-penning the frame, and of course a subsequent respray, far outweighs the cost of replacement so from an underwriter point of view, the frame should be a write-off
I understand the argument now that claiming for personal injury has a cumulative effect on persistent irresponsible driver like many at Addison Lee (I, like many cyclists have had close shaves before).
I will think about this after the doctor's exam (when they feel like seeing me).
Re: bike frame. I suspect that hidden stresses would make the frame unreasonable but are there differences of opinion on this? i.e is there a possibility that the bike shop mechanic may disagree and say it's roadworthy on their report if they rely on sight? From a brief phone call I asked the shop if they check for stresses on bike frames after an accident and they said they will check the parts and see if "it rides". So I'm not sure what's involved.
I will think about this after the doctor's exam (when they feel like seeing me).
Re: bike frame. I suspect that hidden stresses would make the frame unreasonable but are there differences of opinion on this? i.e is there a possibility that the bike shop mechanic may disagree and say it's roadworthy on their report if they rely on sight? From a brief phone call I asked the shop if they check for stresses on bike frames after an accident and they said they will check the parts and see if "it rides". So I'm not sure what's involved.
Chutzpah
Über Member
- Location
- Somerset, UK
The receptionists at GP offices are unreasonable dragons. NHS Direct told me to get an emergency appointment once and I was refused point blank.
I complained to the surgery manager, she played the call back and apologised profusely, told me the staff member would be dealt with and sorted me out.
Although to be fair I imagine if you work at a GP you deal with all types of... tough... people and eventually just become negative/hostile to all pleas for help. I imagine several people demand emergency appointments each day.
downfader
extimus uero philosophus
- Location
- 'ampsheeeer
If it were a carbon frame it could all be stripped back and x-rayed on the carbon parts. Metal frames are different, they can be inspected only by sight and with a load test. A good mech will use an instrument to look inside the frame as he or she bears loads upon it. However as I said earlier it can only be half the story as there can sometimes be micro tears inside the metal. Steel performs better than aluminium on this front, and Ti is best all around, but for the risks later on after a repair it isnt worth it and you may not get any insurance claims sorted if it fails during a second accident.
New is best all around imvho
cd365
Guru
- Location
- Coventry, uk
I would phone the surgery again and if they refuse again i would ask to be put through to the Doctor, this sort of thing has happened to me in the past and the Doctor's are mortified when they hear that their reception staff have treated patients this way. I think they have to give you an appointment within 48 hours anyway; or tell them you will phone after surgery hours and get an emergency doctor out.
Matthames
Über Member
- Location
- East Sussex
One of the best ways to detect if a frame is intact is to use ultrasound. A frame that has a crack has a different acoustical characteristic to one that hasn't. Also with ultrasound you can detect where the crack is. Xray can also be used with metal frames, although it will only show up major faults, where as minor ones may go unnoticed. Ultrasound is normally used to detect faults in components in the aerospace industry, it is also used to check the health of rails, especially after Hatfield.
Have you had the damaged assessed at your LBS? What if their (Adddison Lee) perception of the costs involved is considerably lower than the actual cost? They may change there mind.
Addison Lee (or at least a representative) are culpable here. Get the legal beagles involved and you should be able to guarantee they remain "accommodating". Without the legal support you have no guarantee they or the insurers won't backtrack on what they have agreed.
Your injuries may flare up into something more sinister or long term (hopefully not) so getting a proper medical assessment is important .... no use having hindsight six months down the line. Get yourself checked out at the drop-in centre, make a nuisance at A&E or your GP surgery, whatever it takes.
Get the bike properly checked out too.
If the guy on the Front-Desk at the Police Station isn't accommodating, insist on seeing their superior. You're not trying to persecute someone here; your not trying to make spurious claims; in different circumstances we could be talking about a fatality here; another cyclist down; your sad demise; the driver and the taxi company facing much more serious consequences
