Tom B
Guru
- Location
- Lancashire
Team:
As a 37year old with two active pensions into which I pay £195 a month before tax relief (i think) I would like someone to sit with and review or review and report what I have currently. - Which is a stakeholder pension with standard life dating from the inception of stakeholder pensions in the early 2000s into which I Pay £55 a month and a Local Government Pension Scheme Policy.
I'm pretty confident about the LGPS scheme but I'd like to see if the Stakeholder scheme is doing the best it can. The fees seem high and the performance uninspiring - but then I am not sure if I am reading it right! I'm not sure Stakeholder pensions can be moved or if i can stop paying in and open something better.
Looking online just points me to various online calculators.
How do I locate a reputable local advisior?
Would a general financial adviser suffice?
How much should I expect to pay?
Perfectly happy to spend some time and money to be told it's not worth changing anything.
As a 37year old with two active pensions into which I pay £195 a month before tax relief (i think) I would like someone to sit with and review or review and report what I have currently. - Which is a stakeholder pension with standard life dating from the inception of stakeholder pensions in the early 2000s into which I Pay £55 a month and a Local Government Pension Scheme Policy.
I'm pretty confident about the LGPS scheme but I'd like to see if the Stakeholder scheme is doing the best it can. The fees seem high and the performance uninspiring - but then I am not sure if I am reading it right! I'm not sure Stakeholder pensions can be moved or if i can stop paying in and open something better.
Looking online just points me to various online calculators.
How do I locate a reputable local advisior?
Would a general financial adviser suffice?
How much should I expect to pay?
Perfectly happy to spend some time and money to be told it's not worth changing anything.
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