That's the problem with this country. people want all the trappings NOW instead of working for it, grafting and earning the right to have the nice things, house and car. My first flat was £34k 11 years ago and not in a place I would have chose to live but needs must and it was mine. Mrs greedo bought an ex council flat for £38k 10 years ago in a place she didn't particulary want to live but could see the big picture for the futureMark_Robson said:lol yep, she had me in tears.
I sort of understand what you are saying but you still have to pay the maintenance on ALL the house you own as well as paying the WHOLE mortgate on the WHOLE thing so maybe you do save a little (short term) somewhere.buggi said:while i'm at it... shared housing... you know when you pay rent and mortgage... total fukin rip off. the housing association own half the house for which you pay rent... you then have to fork out for repairs (they don't? why not?) or improvements (they don't? why not, they own half the house?) and then when you want to buy some more they have the house re-valued (!!!) and then if you've spent money improving the house, obviously the house price is up... so you have to pay the housing association more money for more share in the house! effectively... you just paid for that improvement twice. fukin rip-off. meanwhile you are paying rent on the bit you don't own, when in fact you would just be better off paying a full mortgage.
i looked into it... by the time i added the rent and mortgage together, i was better off getting a full mortgage.Mille said:I sort of understand what you are saying but you still have to pay the maintenance on ALL the house you own as well as paying the WHOLE mortgate on the WHOLE thing so maybe you do save a little (short term) somewhere.
So rather than trying to focus on improving everyone's lot lets leave the lower classes to rot and lets make housing in the nicer areas with better schools more affordable for accountants?Cathryn said:Actually, I sympathise with her. There's nothing wrong with wanting to live in a decent part of town. The lady also said she had two children and unfortunately, to get your kids into half decent schools these days, you have to live in the nicer parts of town which are more expensive. And most mums want their kids to go to good schools and get a good education.