Starting the process of accessing your DC pension

[albion]

I wonder how many of the 'stubbornly slow' company schemes are still in massive deficit from that pension holiday farce.

 

[BoldonLad]

I retired in 2023 and have some modest annuities in place.
In February this year, I had a letter from HMRC saying that I owed then £410 in unpaid tax, which surprised me as the annuity providers according to thier P.60s appear to be taking tax off my annuities at source.
I contacted HMRC, eventually had to pay up the £410 and the lad I spoke to did some resetting of tax percentages on the gbiggeset annuity.
So fine I thought, all well until I've just had a further demand for £1,140 in unpaid tax about nine months after the first one and my tax code has changed twice in six months.
I'm going through all my accounts, income, annuity income and things just don't seem to add up.
I will be contacting HMRC asking to explain what is going on, but can anyone shed any light as to what may be happening please - ?

This sounds depressingly similar to my wife's experience, a number of years ago.

Her situation was not complex, a state pension, plus, a small NHS pension and a small private pension. HMTC managed to make a complete mess of it, she received bills for thousands of pounds (which she did not owe). After months of wrangling, things came to a head when she received no less than four notices of coding (all different) on the same day, in the same postal. delivery. At that point, she contacted our MP. Matters were resolved pretty quickly after that, HMRC actually owed her several hundred pounds!