Timing Belt info sought

[Fastpedaller]

As our Ka+ has done 112k miles and is 10 coming up to 10 years old I think it wise to replace the timing belt.
The local place has said £400, which I suspect is about right. I understand the belt manufacturers (I've looked at 3 makes) give a 12-month warranty, but it seems to only cover the cost of the belt. The cost of the belt would be the least of my worries if the engine had been wrecked by a belt failure - Whilst I obviously wouldn't want that scenario, how would anyone claim for repairs - would it be the fitting garage?

 

[Yellow Saddle]

No, why w ould you want to claim from the garage if the belt fails? They aren't selling you an insurance policy, they're selling you parts and labour. The part is covered by the belt manufacturer. If the belt wasn't installed properly, it'll fail before you pull the car out of the garage, after that, the risk is all yours.

 

[Sharky]

I think the recommendation is every five years. Do you know if/when it was done in the past?