1. Also worth considering that although you may only want it for the poor weather now, but if you spent the extra bit you could have another bike that allowed you to try out another discipline, like trail or XC MTBto compliment the CAAD road bike.
2. Althgough they get some stick from people that have an
Halfords chimp build it, their Carrera bikes are decent and have components that are usuall in the price bracket above for the "big names", for example a £380 Kraken gets full SRAM X5 shifters and derailiers, where the big names will probably have Shimano Alivio.