Realised that I have a few life insurance polices which would add up to a reasonable amount. Would like to ensure that capital gains taxdeath duties are minimised. I believe trusts are a good way to do this but I don't really understand how they work. can you make your wifehusband a trusteebeneficiary so that heshe doesn't get lumbered with unnecessary taxes upon your death? and what can you put in a trust assetwise etc? would appreciate some simple advice from anyone legals or in-the-know CC'ers about these things!