Update - Password eventually remembered, what's a misplaced 'space' here or there, heh!
I took the opportunity though, to speed things up a bit and remove the twenty odd embedded trojans etc. (according to spybot). In the end it seemed easier to back up her files and reset Vista back to it's factory settings.
After hours and hours of updating stuff and reloading her precious video & music files, I handed her back a faster and better tempered piece of kit, that hopefully, will last another year or so.
Oh, I forgot to mention the password protected admin account I created, should history repeat itself.
Thanks to everyone for their good advice offered!!!!!