bonj said:Alternatively, enter 'banger' running mode - sell the laguna, and simply by ANY car no matter how old or shoot, but simply on the strength of having a long MOT. You can then just run it for 10 or 11 months and try to ignore any problems it develops, knowing that you won't be forced to spend anything on motoring for 10 or 11 months, at which point you can just dispose of it and get another one with long MOT.
This works well if your single, but I would never do this when one of its primary uses is ferrying my kids around.