A few years ago I was clouted and sent flying. No injuries apart from a few bruises. The driver was young and he did have insurance but he wanted to avoid going through his insurers because of his NCD.
Him and his dad arrived a day or so later to sort things out. No problem there I thought. Wrong.
Saddle ripped but not totalled................................well why do you want the cost of a new one?
Jacket ripped but still usable..................................well you can use it why do you need a new one?
Gloves torn but obviously not new ones................Don't want to pay for new one's they aren't new anyway.
The argument that if it had been his car with a damaged mirror or scratch on the wing he would want it sorted or paid for carried no weight at all.
The overall amount I wanted was about £250 which included my damaged clothes and some new wheels so it wasn't exactly like I was fleecing him. I in the end and said OK well, I'll let the insurance company deal with. That got them both bleating on about his NCD etc etc.
I lost patience and said OK pi** off or stump up now.
They paid of course but to be honest it would have been better to make a proper claim right away.
