Android phone.....finger print recognition question.

[Psamathe]

Most card issuers offer a zero liability but you're still bound to notify the bank within a certain number of days of receipt of a statement of any fraudulent sales. It is very unlikely you wouldn't notice but it isn't a 100% - you can still be liable for the loss if you're negligent in notifying. This also includes or you share your pin or access code with someone which is deemed as an authorised transaction and as such not covered.

I've have card numbers "taken" from reputable online stores (mainstream companies hacked) on two occasions. All the fraudulent transactions were for between £100-150 and all online purchases (ie they didn't have the PIN and those companies must have stored the CVV number - which apparently they don't need to but are allowed to). Each case ran up over £1000 in such transactions and both occasions the card company refunded them all without quibbling.

What was disappointing was:
a) That those companies when e-mailing me to notify me of the hack said they had now put in place increased security - why didn't they put it in place before the hack rather than straight after!

b) That the card company as part of the refund/paperwork asked me if I'd be prepared to help the police - to which I said I'd willingly help but was never contacted, never heard any more.

Frustrating as it all of us that pay for this, not the hacked store and not the card company. Like insurance the costs get spread across charges.

 

[Fastpedaller]

I've have card numbers "taken" from reputable online stores (mainstream companies hacked) on two occasions. All the fraudulent transactions were for between £100-150 and all online purchases (ie they didn't have the PIN and those companies must have stored the CVV number - which apparently they don't need to but are allowed to). Each case ran up over £1000 in such transactions and both occasions the card company refunded them all without quibbling.

What was disappointing was:
a) That those companies when e-mailing me to notify me of the hack said they had now put in place increased security - why didn't they put it in place before the hack rather than straight after!

b) That the card company as part of the refund/paperwork asked me if I'd be prepared to help the police - to which I said I'd willingly help but was never contacted, never heard any more.

Frustrating as it all of us that pay for this, not the hacked store and not the card company. Like insurance the costs get spread across charges.

I seem to recall Chain Reaction Cycles being hacked at some time. Because of this I never gave them my card details, but paid using Paypal so that introduced 'another level' of security.
Our Daughter has a phone with face recognition - she's 'tested' it by pulling strange faces and closing one eye or wearing sunglasses etc I can't remember what did or didn't work though.
Last year she looked to see what balance was available on her zero interest credit card - As she viewed the screen it asked "do you want to pay off the total balance?" took the view of her face as yes (even though it was a shock/horror look ) and said it had been done. She contacted the credit card and was told it happened quite often - they reversed the transaction. it couldn't have happened because she didn't have enough in her current account, but it was worth correcting. Hers is an iPhone

 

[MontyVeda]

...
Our Daughter has a phone with face recognition - she's 'tested' it by pulling strange faces and closing one eye or wearing sunglasses etc I can't remember what did or didn't work though.
...

My new phone has a combination of thumb print and facial recognition, and the thumb scanner is the narrow on/off button on the side. I like that i don't actually have to press anything to unlock the phone. I just hold the phone as i normally would and it opens in an instant.

 

[PaulSB]

My phone has both fingerprint and facial recognition, both work well. Facial recognition seems to be a bit hit and miss in other instances.

My laptop facial recognition works very well. I'm Treasurer for a small charity that banks with Natwest. The last time I tried the bank app biometrics it insisted on facial recognition and didn't accept fingerprints. The success rate was terrible and regularly prevented me making routine payments from the app. Eventually I went through a lot of hoops with the help line to get it turned off at their end. Why? The app refused to recognise me and grant access to Settings to switch of biometrics!!!!! 🤣

 

[Drago]

b) That the card company as part of the refund/paperwork asked me if I'd be prepared to help the police - to which I said I'd willingly help but was never contacted, never heard any more.

You wont. They dont have one hundredth of the resources required to tackle all online crime.

And thats always assuming the suspect is UK based anyway. If theyre abroad theyre effectively untouchable for fraud, no realistic prospect of prosecution.

 

[ebikeerwidnes]

Met a lady a few weeks ago who had no fingerprint

apparently she never has had then - it is a very rare genetic trait!

 

[fossyant]

Met a lady a few weeks ago who had no fingerprint

apparently she never has had then - it is a very rare genetic trait!

And don't go chopping the end of your finger off when cutting veg. Makes finger print recognition a little tricky for a few months ! I know !

 

[Fastpedaller]

Met a lady a few weeks ago who had no fingerprint

apparently she never has had then - it is a very rare genetic trait!

I wonder if car painters have a problem - all that 1200 grit wet & dry paper can certainly reduce the fingerprints.