Get a personal financial advisor. Money expert Martin Lewis advises this to EVERYone as a matter of urgency and like all financial stuff, the sooner you do it the better.At the age of 47 iv'e just found out i signed out of SERPE when i was 18 to a Liverpool Victoria sales man who used to collect from my old mother when i was 17. i cannot remember doing this and mother never forwarded on the LV statements, i left home at 18 and have paid into the NHS pension for the last 20 years.
is my SERPS in safe hand?, was this the right thing to do at the time or was i miss sold??
yours
worried man
It's expensive to set up but the benefits are extraordinary. Having taken the plunge several years ago continues to be the best thing I ever did to secure my financial future. I get a comparison showing where I would have been had I stayed where I was (6 different pension pots and savings with laughable interest rates that were actually costing me) and where I am now and the set up costs can now be seen as a real investment.