Are mobility cars worth considering if you only do around 2,750 miles a year?

[Accy cyclist]

I've been upgraded to the higher/enhanced level of the mobility component for Personal Independence Payment, meaning I could get a 'mobility car'. My question is, would it be worth looking into it? I know it'd mean inclusive insurance, servicing taxing etc, but would I be better off just spending my allowance on a 'budget car'? I'm seriously considering a mobility scheme car as it seems hassle free car ownership, even though you are leasing the car not owning it. Looking it up online some say that the mobility scheme is worth it for the above reasons, even if you only do between 2 to 3 thousand miles a year, while others say such a low mileage means you don't get the benefit of what you are paying for and you'd be better off buying a car out of you allowance.🤔

 

[gbb]

Knowing how.much my wife got for enhanced/enhanced, i'd consider putting the monthly amount to buying a good second hand car .
The car supermarket places are very good for cars with up to 30k on them, ie 1to 4 year old cars with a very considerable discount compared to new.

All my last 4 cars have been brought that way, never really had any problems with them.
Yes you have to insure and maintain them but youre doing that now and at such low mileage, maintenance will be low.

Consider (and im not asking the information) how much PIP do you get monthly, how much are the monthly repayments on such a car i suggest.

At least that way the cars yours in the end...

 

[HMS_Dave]

I've been upgraded to the higher/enhanced level of the mobility component for Personal Independence Payment, meaning I could get a 'mobility car'. My question is, would it be worth looking into it? I know it'd mean inclusive insurance, servicing taxing etc, but would I be better off just spending my allowance on a 'budget car'? I'm seriously considering a mobility scheme car as it seems hassle free car ownership, even though you are leasing the car not owning it. Looking it up online some say that the mobility scheme is worth it for the above reasons, even if you only do between 2 to 3 thousand miles a year, while others say such a low mileage means you don't get the benefit of what you are paying for and you'd be better off buying a car out of you allowance.🤔

I haven't been on much in the last year, but you have still got the FIAT? Why not just run that until it goes "esplodere"?

 

[Accy cyclist]

I haven't been on much in the last year, but you have still got the FIAT? Why not just run that until it goes "esplodere"?

Its MOT, insurance and 'road tax' are due in April. I'm being lazy, thinking don't go through all that annual hassle, just get a mobility car. Though doing that means I have to find a buyer for my Fiat 500.🤔

 

[HMS_Dave]

Its MOT, insurance and 'road tax' are due in April. I'm being lazy, thinking don't go through all that annual hassle, just get a mobility car. Though doing that means I have to find a buyer for my Fiat 500.🤔

If your car is a knacker than i'd consider the motability. But if it's decent, i think id be inclined to MOT it anyway as it will make it easier to sell and be worth more. Even if you change your mind in the Summer, you're going to have a car with a longer MOT and you can not feel rushed into making that decision. If it were me of course.

 

[Accy cyclist]

If your car is a knacker than i'd consider the motability. But if it's decent, i think id be inclined to MOT it anyway as it will make it easier to sell and be worth more. Even if you change your mind in the Summer, you're going to have a car with a longer MOT and you can not feel rushed into making that decision. If it were me of course.

It needs quite a bit of work doing on it. Not making it roadworthy work, but stuff like the supposed air conditioning which used to be called 'the heater' only reaching tepid warmth. The driver's side carpets are constantly wet, it has dents in it from bumps like the one I had yesterday 🙄 and all the electric warning lights are constantly on.

 

[HMS_Dave]

It needs quite a bit of work doing on it. Not making it roadworthy work, but stuff like the supposed air conditioning which used to be called 'the heater' only reaching tepid warmth. The driver's side carpets are constantly wet, it has dents in it from bumps like the one I had yesterday 🙄 and all the electric warning lights are constantly on.

Sounds like a knacker then.

 

[Accy cyclist]

Knowing how.much my wife got for enhanced/enhanced, i'd consider putting the monthly amount to buying a good second hand car .
The car supermarket places are very good for cars with up to 30k on them, ie 1to 4 year old cars with a very considerable discount compared to new.

All my last 4 cars have been brought that way, never really had any problems with them.
Yes you have to insure and maintain them but youre doing that now and at such low mileage, maintenance will be low.

Consider (and im not asking the information) how much PIP do you get monthly, how much are the monthly repayments on such a car i suggest.

At least that way the cars yours in the end...

Replying to your question about how much my award is, I don't know as the award was only granted yesterday at a tribunal, with the verbal decision not mentioning the amount. She just said (very politely may I add!) 'they will write to you, informing the amount you will receive'.🤷

 

[Accy cyclist]

Sounds like a knacker then.

Yes, far too much work required for me to even think about fixing it.🙄

 

[Drago]

Just buy a little runaround like the one you already have.

 

[davidphilips]

Just buy a little runaround like the one you already have.

Great advice, Not on mobility but have only been driveing just over 1,000 miles a year for the last 10 years and just drive old cheap cars, just wash and take to mot every year if they pass service and drive another year, fail get it repaired and retested if cheap, if repairs look to be expensive then time for another cheap run about, The wee Hyundai i10 with the 1.2 engine is £35 to tax cheap to insure and no timeing chain small cheap on fuel bit quirky but fun to drive.

 

[Sharky]

taxing

If you qualify for a motobility car, than you would also qualify for discount up to 100% on any car.

 

[Drago]

Mrs D had a Motability car some years ago. Never again.

By the time you've stumped up the deposit it's not a cheap option.

They wont replace tyres until theyre worn to 2mm, but a tyre is useless once it hits 3mm and ceases to tread water effectively. Even the tyre manufactuer, Hankook, advisesnthey go in the bin at 3mm and even sent me an email to that effect, but no dice. The bloody thing was all over the place in poor weather and I banned Mrs D from taking it on fast roads (motorways, dual carriageways) in that state.

They wouldn't replace worn wiper blades. This is straight up - we'd have had to leave the car with the dealer until it rained, and then they'd have to drive it and take a video of the screen not being cleared properly, and only then would they authorise replacement.

And this from an organisation with over £2 billion in cash reserves!

IMHO their maintenance penny penny pinching is dangerous, and in the end Mrs D pretended shed lost her job and needed the money and they let her walk away after two years without penalty.

After that we leased a car from a normal lease firm for pretty much identical cash and they replaced tyres without quibble at 3MM. Now shes gone back to buying a car - monthly outlay isnt much different but at the end of it she has someone thing to show for it which she can either sell or carry on driving.

I would rather catch the bus than do business with Motability again.

 

[classic33]

Pay no Vehicle Tax.
https://www.gov.uk/financial-help-disabled/vehicles-and-transport

 

[Drago]

Pay no Vehicle Tax.
https://www.gov.uk/financial-help-disabled/vehicles-and-transport

Aye. Take V5, insurance, and PIP statement of entitlement to any post office that does car tax and theyll sort it. Not only that, it exempts them from the luxury car tax supplement for four or however many years.