Banking scams - a warning!

[jefmcg]

Even worse, they don't use Chip&Pin in the US, which means that stores have plain text copies of all the credit card numbers. Which means that someone stole 40 milliion card numbers from Target US last year.

 

[summerdays]

View: https://www.youtube.com/watch?v=8Vc-69M-UWk

I type faster than that, so I expect there would be less of a difference left on the pad. But scary none the less!

 

[Cycling Dan]

No bank ever calls you or e-mails you and asks for you to disclose your account details, even by calling back. If they do it's a scam, end of story.

They portend to be the police and saying they busted a scam ring and there detAils were found and advised them to ring there bank.
Victim dials bank numbe but still scammer. Scam done

 

[jefmcg]

I've had an excellent call from Barclays, which was automated. They checked it was me by offering me three birthdays, and I just typed 1,2,3 to say which was mine. They then read out a list of recent transactions and I had to say yes or no if they were ok. The point is, I divulged no personal information, except my birthday, which the caller already knew and if there had been a fraudulent transaction, that would have been handled in a separate call.

 

[jefmcg]

btw, you are forgetting the last part of this scam. After you give them your pin number, they send a courier to collect your card. Simple and horrible.

 

[Hill Wimp]

Friend of mine works teaching in prison. One of her guys was done for stealing from cash machines and his advice is

1: Really hide your PIN. He says "almost nobody does".
2. If you are distracted by anyone behind you saying "Oh mate, I've just lost my card in that machine, there's something wrong with it", PUT YOUR HAND STRAIGHT OVER THE CARD SLOT - he used to time this "friendly intervention" so that when the card-owner turned round, the crim's mate would lean in and nick the card from the slot - I guess having pressed cancel, not sure. Then you would look round and think your card had been eaten by the machine.

He said if you keep your hand up on the card slot this is the best way to prevent fraud, but I was interested in what he said about PINs not being covered. It's so simple - do we feel impolite doing it or something?!

Those lads at Blantyre House are so helpful.

Keeping your hand on the slot gives them extra time to copy/clone your card in their " false front " of the cash machine too.

However he is right, peoples PIN numbers almost always relate to them in some way such as birthday, anniversary, childs birthday etc. You would be amazed who has a PIN of 1234

 

[stephec]

I always cover my hand typing in the PIN number with my other hand/purse, at the hole in the wall, but I'm aware I don't do it when paying in a shop at the tills, somehow that seems more awkward.

I've no problem doing that.

Plenty of times I've had people stood behind me in Tesco and I've asked them to move while I put my number in.

They can pull their faces all they want as far as I'm concerned.

 

[cd365]

btw, you are forgetting the last part of this scam. After you give them your pin number, they send a courier to collect your card. Simple and horrible.

What stupid person would fall for that! I know people do but seriously!!!!

 

[400bhp]

HSBC have changed their systems recently. If they phone you they will provide part of your postcode or date of birth and ask you to fill in the missing blanks. Nothing is ever perfect but this is pretty good.

 

[Ganymede]

Those lads at Blantyre House are so helpful.

The Scrubs, actually! - though Blantyre is my own nearest nick I believe, unless you count the original Borstal, where, incidentally, another friend of mine teaches.

You're right about 1234 though - mad!

 

[jefmcg]

[QUOTE 3285020, member: 259"]How hard would it be to find your birthday?[/QUOTE]
they use that to identify you. And the only other question was "do you recognise these transactions?", so at no point have you given them any information that would be useful to a scammer.

 

[CopperBrompton]

You would be amazed who has a PIN of 1234

I would indeed, as I don't know of any bank system that allows 1234 to be selected as a PIN ...

 

[classic33]

I would indeed, as I don't know of any bank system that allows 1234 to be selected as a PIN ...

Lloyds, RBS, Barclays, BoS, Natwest.
Four numbers in one corner or the four corner numbers are also popular.

 

[summerdays]

I'm feeling smug that my number is a completely random number, but I've had it for years so I can remember it.

The code to unlock my ipad isn't so good, it's two separate numbers joined together but my kids worked it out! But I can remember it (so can they).

 

[Cyclist33]

I've no problem doing that.

Plenty of times I've had people stood behind me in Tesco and I've asked them to move while I put my number in.

They can pull their faces all they want as far as I'm concerned.

Why don't you just move yourself and/or the pin machine? Aren't most of them tilt n swivellable? Provided they're not actually leaning over you I don't see why you think you should expect others to move for your sake.