Go into any city centre on a Friday or Saturday night and you'll see flocks of ladies wearing much much less - not saying your old chap is on the pull though ;-)
I was told thatthis was a test of your age and maturity!
Pass aforementioned scantily dressed ladies and you think lustful thought - young and immature
Pass aforementioned scantily dressed ladies and you think "they must be cold" - older, mature, wise and responsible