Beneden Health. - any experience?

[kingrollo]

It doesn't claim to be a Bupa equivalent which at £15.50 per month is fair enough .

From what I can gather it funds diagnostics and treatments where there is a long delay on the NHS - like most of these things there is a qualifying period of 6 months.

Any experience/thoughts ?

 

[vickster]

It doesn't claim to be a Bupa equivalent which at £15.50 per month is fair enough .

From what I can gather it funds diagnostics and treatments where there is a long delay on the NHS - like most of these things there is a qualifying period of 6 months.

Any experience/thoughts ?

Does it cover pre existing, worth reading the Ts & Cs very carefully

 

[Bonefish Blues]

Does it cover pre existing, worth reading the Ts & Cs very carefully

So much this!

 

[kingrollo]

Does it cover pre existing, worth reading the Ts & Cs very carefully

Yes it covers pre existing. The big exemptions are brain/heart/cancer as these are pretty well handled on the NHS.

It's a not for profit and was previously the civil service santoruim society

 

[Bonefish Blues]

Remember that you can also self-insure and simply buy health interventions as you need them - the big providers have a rack rate of charges.

 

[Bonefish Blues]

Yes it covers pre existing. The big exemptions are brain/heart/cancer as these are pretty well handled on the NHS.

Not always the timely diagnostics in the case of the latter. Once in treatment, yes absolutely.

 

[T4tomo]

It gets advertised a lot on the radio, it clearly offers less cover than BUPA AXA etc as the premiums are so much lower.

 

[kingrollo]

It gets advertised a lot on the radio, it clearly offers less cover than BUPA AXA etc as the premiums are so much lower.

Oh yeah with my pre existing BUPA would be massively out of reach.

 

[vickster]

Oh yeah with my pre existing BUPA would be massively out of reach.

Depends if you want it covered or would be prepared to add as an exemption?
There are a big range of insurers, might be worth looking at others if wanting 'full' phi.
While self employed my Bupa got very expensive although I was getting my money's worth!
Even more so I get Bupa through work. All in all, diagnosing and sorting my AF probably cost them £20-25k!

 

[Gwylan]

I've cycled through Benenden. Seemed healthy enough.
A distant cousin went there, he now seems undamaged by the experience.

 

[PaulB]

From my experiences there, I believe it was set up for workers in the Post Office who'd opted in to a scheme where they funded their own private health care and they carried it on after the introduction of the NHS. I remember the surgeons weren't top notch, as they very rarely are in private practice.

 

[cyberknight]

From my experiences there, I believe it was set up for workers in the Post Office who'd opted in to a scheme where they funded their own private health care and they carried it on after the introduction of the NHS. I remember the surgeons weren't top notch, as they very rarely are in private practice.

odd
my 2 surgeons were top rated ones

 

[PaulB]

odd
my 2 surgeons were top rated ones

Which rate were they quoting?

 

[cyberknight]

Which rate were they quoting?

haha
i can only go by their bios and 1st hand from people i know that have had work done .

 

[Dogtrousers]

I've cycled through Benenden. Seemed healthy enough.

Me too.

Someone once asked me for directions there. They're probably still circling around in Kent, utterly misinformed and befuddled.